San Bernardino County property record for 7132 Saddleback Rd, Joshua Tree, CA 92252
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,410 sqft · built 1989 |
| Lot Size | 1.25 acres (54,450 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $174,000 (Jun 2004) |
| Tax Bill | $3,111 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Jun 2021 Line of Credit + 3 more |
| Flood Zone | Zone D (undetermined) |
| APN | 0602-031-13-0000 |
| Primary APN | 0602-031-13-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,410 sqft Living Area |
| Gross Area | 2,160 sqft |
| 1st Floor Area | 1,410 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Modern |
| Construction Type | Frame |
| Roof Material | Tile |
| Lot Area | 54,450 sqft |
| Terrain | Below Road/Slope |
| Garage Type | Attached |
| Garage Area | 750 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Patio/Porch |
| Porch Area | 887 sqft |
| Patio Area | 887 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Water Source | Commercial |
| Street Address | 7132 SADDLEBACK RD |
|---|---|
| City | JOSHUA TREE |
| State | CA |
| Zip | 92252-2221 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | JTRS1 |
| Legal Description | N 1/2 NE 1/4 NE 1/4 SW 1/4 SW 1/4 SEC 35 TP 1N R 6E |
| Legal Range | 6E |
| Legal Township | WP |
| Legal Section | 35 |
| Legal Block | 2 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | TWENTYNINE PALMS-YUCCA VALLEY |
| Census Block Group | 2 |
| Census Block | 2035 |
| Census Tract | 10419 |
Source: San Bernardino County records, as of July 30, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7132 SADDLEBACK RD, JOSHUA TREE, CA 92252-2221 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 17, 2026 | Deed of Trust, Mortgage · FHA Mortgage EMM LOANS LLC |
| Jun 8, 2021 | Deed of Trust, Mortgage · Line of Credit FRONTWAVE CU |
| Jun 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FRONTWAVE CU |
| Sep 10, 2018 | Deed of Trust, Mortgage · Conventional Mortgage PACIFIC MARINE CU |
| Sep 10, 2018 | Deed of Trust, Mortgage · Conventional Mortgage PACIFIC MARINE CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 29, 2004 · Amount on Record |
| Deed Sale | Jun 29, 2004 · Amount on Record |
| Prior Sale | Apr 28, 2004 · Amount on Record |
| Deed Document Number | 2004459730 |
| Prior Transfer Date | Apr 21, 2004 |
| Prior Transfer Doc | 0000293678 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Jul 17, 2026 |
| Property Address | 7132 SADDLEBACK RD, JOSHUA TREE, CA 92252-2221 |
| Document Number | 0000184206 |
| Instrument Date | Jul 13, 2026 |
| Instrument | 2026184206 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 7132 SADDLEBACK RD, JOSHUA TREE, CA 92252-2221 |
| Document Number | 0000184206, |
|---|---|
| Date | Jul 17, 2026 |
| Instrument | 2026184206 |
| Name | EMM LOANS LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate | 6.52% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 7132 SADDLEBACK RD, JOSHUA TREE, CA 92252-2221 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2021 |
| Title Company | STEWART TITLE, STEWART TITLE OF CA INC |
| Name | Verified Name |
|---|
| Document Number | 0000260468 |
|---|---|
| Date | Jun 8, 2021 |
| Instrument | 2021-0260468 |
| Name | FRONTWAVE CU |
|---|---|
| Type | Credit Union |
| Address | OCEANSIDE, CA 92056 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | May 1, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 7132 SADDLEBACK RD, JOSHUA TREE, CA 92252-2221 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2021 |
| Title Company | STEWART TITLE, STEWART TITLE OF CA INC |
| Name | Verified Name |
|---|---|
| Address | 7132 SADDLEBACK RD, JOSHUA TREE, CA 92252-2221 |
| Document Number | 0000260467 |
|---|---|
| Date | Jun 8, 2021 |
| Instrument | 2021-0260467 |
| Name | FRONTWAVE CU |
|---|---|
| Type | Credit Union |
| Address | OCEANSIDE, CA 92056 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 7132 SADDLEBACK RD, JOSHUA TREE, CA 92252-2221 |
| Document Number | 0000342850 |
| Instrument Date | Sep 10, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2018 |
| Title Company | STEWART TITLE, STEWART TITLE/CA |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | PO BOX 397 JOSHUA TREE CA 922520397, JOSHUA TREE, CA 92252-0397 |
| Document Number | 0000342850 |
|---|---|
| Date | Sep 17, 2018 |
| Instrument | 342850 |
| Name | PACIFIC MARINE CU |
|---|---|
| Type | Credit Union |
| Address | OCEANSIDE, CA 92056 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 16, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 7132 SADDLEBACK RD, JOSHUA TREE, CA 92252-2221 |
| Document Number | 0000342851 |
| Instrument Date | Sep 10, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2018 |
| Title Company | STEWART TITLE, STEWART TITLE/CA |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 7132 SADDLEBACK RD JOSHUA TREE CA 922522221, JOSHUA TREE, CA 92252-2221 |
| Document Number | 0000342851 |
|---|---|
| Date | Sep 17, 2018 |
| Instrument | 342851 |
| Name | PACIFIC MARINE CU |
|---|---|
| Type | Credit Union |
| Address | OCEANSIDE, CA 92056 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 16, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: San Bernardino County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Bernardino County |
| Unified School District | Morongo Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $252,341 (+2%) Land $20,303 Building $232,038 | |
| 2025 | $3,111.00 (+6.76%) Homeowner's exemption | $247,393 (+4.04%) Land $19,905 Building $227,488 |
| 2023 | $2,914.00 (+2.07%) Homeowner's exemption | $237,786 Land $19,132 Building $218,654 |
| 2022 | $2,855.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (2003–2018) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2018 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 72% of California |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JOSHUA BASIN WATER DISTRICT serves 6,489 people · EPA ID CA3610025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2021 |
| Lead | 10 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Mojavewifi.com Fixed Wireless | 500 / 500 |
| Electryon Tech Fixed Wireless | 500 / 125 |
| Verizon Fixed Wireless | 300 / 20 |
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