7131 Stella Ln, Unit 34, Carmichael, CA 95608 Property Records

Sacramento County property record for 7131 Stella Ln, Unit 34, Carmichael, CA 95608

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,017 sqft · built 2006
Owner	Individual Name on Record
Last Sale	$236,000 (Aug 2026)
Tax Bill	$2,815 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`247-0271-052-0034`

Property Details

APN / Parcel Number

Primary APN	`247-0271-052-0034`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,017 sqft Living Area
1st Floor Area	1,017 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Composition Shingle
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	7131 STELLA LN, 34
City	CARMICHAEL
State	CA
Zip	95608-2583
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RD-20
Legal Description	UNIT 34 RIVER HEIGHTS CONDOMINIUMS PER BK 19840321 PG 0725
Legal Subdivision	RIVER HEIGHTS CONDOMINIUM
Legal Lot Number	1
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1028
Census Tract	7905

Owner

Source: Sacramento County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5120 INFINITY CT, CARMICHAEL, CA 95608-7901
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Grant Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jun 25, 2020	Grant Deed, Transfer · VA Mortgage FIRST GNTY MTG CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2026 · Amount on Record
Deed Sale	Aug 3, 2026 · Amount on Record
Prior Sale	Jun 25, 2020 · Amount on Record
Deed Book / Page	20260803 / 724
Record Updated	Sep 20, 2026

August 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 3, 2026
Property Address	7131 STELLA LN, 34, CARMICHAEL, CA 95608-2583
Document Number	2026000724
Book / Page	20260803 / 724
Instrument Date	Jul 30, 2026
Transaction Type	Transfer
Record Updated	Aug 11, 2026
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$26,219.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5120 INFINITY CT, CARMICHAEL, CA 95608-7901

Mortgage

Document Number	2026000725,
Date	Aug 3, 2026
Book Page	20260803/725

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 25, 2020
Property Address	7131 STELLA LN UNIT 34, 34, CARMICHAEL, CA 95608-2583
Document Number	2006251580
Instrument Date	Jun 23, 2020
Instrument	2006251580
Transaction Type	Transfer
Record Updated	Jul 10, 2020
Title Company	STEWART TITLE, STEWART TITLE/SACRAMENTO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$233.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7131 STELLA LN #34 CARMICHAEL CA 956082583, 34, CARMICHAEL, CA 95608-2583

Mortgage

Document Number	2006251581
Date	Jun 25, 2020
Instrument	2006251581

Lender

Name	FIRST GNTY MTG CORP
Address	PLANO, TX 75024

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 24, 2050

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$236,483 (+2%) Land $70,944 Building $165,539
2025	$2,815.00 (+2.18%)	$231,847 (+4.04%) Land $69,553 Building $162,294
2024	$2,755.00 (+1.59%)
2023	$2,712.00 (+2.03%)	$222,846 Land $66,853 Building $155,993
2022	$2,658.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1995–1998)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMICHAEL WATER DISTRICT serves 41,193 people · EPA ID CA3410004
Water Source	Groundwater influenced by surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Succeed.Net.

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