7131 Palm Ave, Fair Oaks, CA 95628 Property Records

Sacramento County property record for 7131 Palm Ave, Fair Oaks, CA 95628

Property Summary

Property Type	Duplex
Details	6 bd · 4 ba · 2,168 sqft · built 1989
Lot Size	0.293 acres (12,750 sqft)
Owner	Individual Name on File
Last Sale	$415,500 (Jul 2018)
Tax Bill	$5,619 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit Apr 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`239-0193-024-0000`

Property Details

APN / Parcel Number

Primary APN	`239-0193-024-0000`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Total Rooms	12 Rooms
Stories	1 Story
Building Area	2,168 sqft Living Area
1st Floor Area	2,168 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	12,750 sqft (0.293 acres)
Garage Area	874 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Solar

Location & Zoning

Street Address	7131 PALM AVE
City	FAIR OAKS
State	CA
Zip	95628-3312
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RD-10
Legal Description	PARCEL MAP, LOT 5
Legal Subdivision	PARCEL MAP
Legal Lot Number	5
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1003
Census Tract	7904

Owner

7131 Palm Ave, a duplex, is owned and occupied by an individual who bought it in July 2018.

Source: Sacramento County records, as of September 3, 2026

Owner of Record	Individual Name on File
Mailing Address	7131 PALM AVE, FAIR OAKS, CA 95628-3312
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2021	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Apr 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage BETTER MTG CORP ISAOA
Jul 30, 2018	Grant Deed, Transfer · Conventional with PMI GFL CAP MTG
May 11, 2018	Grant Deed, Transfer · Conventional Mortgage COFFIN FAMILY TRUST (PT)

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2018 · Amount on File
Deed Sale	Jul 30, 2018 · Amount on File
Prior Sale	May 11, 2018 · Amount on File
Deed Book / Page	20180730 / 1026
Prior Transfer Date	Apr 14, 2000
Prior Transfer Doc	2000000588
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	7131 PALM AVE, FAIR OAKS, CA 95628-3312
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3515 HANKS ST, SACRAMENTO, CA 95827-3252

Mortgage

Document Number	0000000082
Date	Dec 22, 2021
Instrument	2021122200082

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Nov 6, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	7131 PALM AVE, FAIR OAKS, CA 95628-3312
Document Number	2004130319
Instrument Date	Apr 6, 2020
Transaction Type	Mortgage
Record Updated	May 7, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7131 PALM AVE FAIR OAKS CA 956283312, FAIR OAKS, CA 95628-3312

Mortgage

Document Number	2004130319
Date	Apr 13, 2020
Instrument	2004130319

Lender

Name	BETTER MTG CORP ISAOA
Address	NEW YORK, NY 10271

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 12, 2050

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 30, 2018
Property Address	7131 PALM AVE, FAIR OAKS, CA 95628-3312
Document Number	1807301026
Instrument Date	Jul 26, 2018
Instrument	1807301026
Transaction Type	Transfer
Record Updated	Aug 14, 2018
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$457.05
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7131-7133 PALM AVE FAIR OAKS CA 956283312, FAIR OAKS, CA 95628-3312

Mortgage

Document Number	1807301027
Date	Jul 30, 2018
Instrument	1807301027

Lender

Name	GFL CAP MTG
Address	SACRAMENTO, CA 95831

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 29, 2048

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	May 11, 2018
Property Address	7131 PALM AVE, FAIR OAKS, CA 95628-3312
Document Number	1805110561
Instrument Date	May 7, 2018
Instrument	1805110561
Transaction Type	Transfer
Record Updated	May 25, 2018
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$346.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5100 LAURELVIEW AVE CARMICHAEL CA 956081633, CARMICHAEL, CA 95608-1633

Mortgage

Document Number	1805110562
Date	May 11, 2018
Instrument	1805110562

Lender

Name	COFFIN FAMILY TRUST (PT)
Address	3017 STRAND RD, ROCKLIN, CA 95765-4316

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 7131 Palm Ave was $5,619.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$472,761 (+2%) Land $189,104 Building $283,657
2025	$5,619.00	$463,493 Land $185,397 Building $278,096
2023	$5,414.00 (+2.04%)	$445,498 Land $178,199 Building $267,299
2022	$5,306.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 7131 Palm Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1986–1992)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 1992 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 7131 Palm Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITRUS HEIGHTS WATER DISTRICT serves 67,818 people · EPA ID CA3410006
Water Source	Purchased surface water from SAN JUAN WATER DISTRICT
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 573 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Cal.net, Succeed.Net.

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