7131 Kc Ranch Ct, Temple, TX 76501 Property Records

Bell County property record for 7131 Kc Ranch Ct, Temple, TX 76501

Property Summary

Property TypeSingle Family Home
Details1,808 sqft · built 2021
Lot Size1.28 acres (55,757 sqft)
OwnerIndividual Name on Record
Tax Bill$881 (2022)
Deeds & MortgagesMar 2022 Mortgage
Sep 2021 Mortgage
Flood ZoneZone X (moderate risk)
APN0397268946

Property Details

APN / Parcel Number

Primary APN0397268946
Alternative APNs
  • 490038
  • 860040

Interior

Stories1 Story
Building Area1,808 sqft Living Area

Exterior

Year BuiltBuilt 2021
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialMetal
Lot Area55,757 sqft (1.28 acres)
Garage Area506 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number860040
Street Address7131 KC RANCH CT
CityTEMPLE
StateTX
Zip76501-7586
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionKNOB CREEK RANCH, BLOCK 001, LOT 0010, ACRES 1.280
Legal SubdivisionKNOB CREEK RANCH
Legal Block1
Legal Lot Number10
JurisdictionBELL TX
Township / Civil DivisionTEMPLE
Census Block Group2
Census Block2034
Census Tract21400

Owner

Source: Bell County records, as of November 9, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address7131 KC RANCH CT, TEMPLE, TX 76501-7586
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 10, 2022Vendor's Lien, Transfer · VA Mortgage
UNITED WHOLESALE MORTGAGE
Sep 27, 2021Vendor's Lien, Subdivision Related Transfer · FHA Mortgage
CORNERSTONE HOME LENDING INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 10, 2022
Deed SaleMar 10, 2022
Prior SaleSep 27, 2021
Deed Document Number2022015824
Record UpdatedJun 7, 2026

March 2022: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionBELL TX
Recording DateMar 10, 2022
Property Address7131 KC RANCH CT, TEMPLE, TX 76501-7586
Document Number0000015824
Instrument DateMar 7, 2022
Instrument2022015824
Transaction TypeTransfer
Record UpdatedNov 15, 2022
Title CompanyNOT AVAILABLE, TEXAS TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7131 KC RANCH CT, TEMPLE, TX 76501-7586

Mortgage

Document Number0000015823
DateMar 10, 2022
Instrument2022015823
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2052

September 2021: Vendor's Lien, Subdivision Related Transfer

Document TypeVendor's Lien
JurisdictionBELL TX
Recording DateSep 27, 2021
Property Address7131 KC RANCH CT, TEMPLE, TX 76501-7586
Document Number0000062799
Map ReferencePL YR 2019 NUM 102
Instrument DateSep 22, 2021
Instrument2021062799
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 15, 2022
Title CompanyMONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TTL CO T

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6107 CHIMNEY ROCK RD, 6107, KILLEEN, TX 76542-9735

Transferred To (Grantee/Buyer)

NameVerified Name
Address7131 KC RANCH CT, TEMPLE, TX 76501-7586

Mortgage

Document Number0000062800
DateSep 27, 2021
Instrument2021062800
Lender
NameCORNERSTONE HOME LENDING INC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

TypeName
StateTexas
CountyBell County
Unified School DistrictAcademy Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$385,347 Land $60,000 Building $325,347$385,347 Land $60,000 Building $325,347
2022$881.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2015)
Claims Outside the SFHA1 of 1
Most Recent ClaimDec 2015

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 70% of Texas
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBELL MILAM FALLS WSC
serves 6,885 people · EPA ID TX0140007
Water SourcePurchased surface water from several systems
Last State InspectionOct 2025
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
940 / 940
Nextlink
Fixed Wireless
500 / 200
Verizon
Fixed Wireless
300 / 20
SOS Communications
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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