7131 Hakes Rd, Reading, MI 49274 Property Records

Hillsdale County property record for 7131 Hakes Rd, Reading, MI 49274

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,332 sqft
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,123 (2025)
Deeds & Mortgages	Dec 2025 Transfer Jun 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`10-031-200-002-31-7-4`

Property Details

APN / Parcel Number

Primary APN	`10-031-200-002-31-7-4`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,332 sqft Living Area
Gross Area	1,612 sqft
1st Floor Area	1,612 sqft
Basement Area	1,332 sqft
Unfinished Basement	1,332 sqft

Exterior

Exterior Material	Wood Siding
Lot Area	217,800 sqft (5 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	7131 HAKES RD
City	READING
State	MI
Zip	49274-9824
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZONING
Legal Description	COM AT N1/4 COR SEC TH S 003'48W ALG 1/4 LN 165 FT TO POB TH S 003'48W ALG SD 1/4 LN 165 FT TH S 8921'12E PAR W/N SEC LN 1319
Legal Range	04W
Legal Township	07S
Legal Section	31
Legal Subdivision	False
Jurisdiction	HILLSDALE MI
Township / Civil Division	READING
Census Block Group	4
Census Block	4019
Census Tract	50400

Owner

7131 Hakes Rd is owned and occupied by two individuals who acquired it in December 2025.

Source: Hillsdale County records, as of July 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7131 HAKES RD, READING, MI 49274-9824
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2025	Transfer on Death Deed, Transfer
Jun 3, 2022	Deed of Trust, Mortgage · Line of Credit FARMERS STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 11, 2025
Transfer Doc	001910/417
Record Updated	Sep 20, 2026

December 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HILLSDALE MI
Recording Date	Dec 11, 2025
Property Address	7131 HAKES RD, READING, MI 49274-9824
Document Number	001910/417
Book / Page	1910 / 417
Instrument Date	Dec 11, 2025
Transaction Type	Transfer
Record Updated	Dec 23, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7131 HAKES RD, READING, MI 49274-9824

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7131 HAKES RD, READING, MI 49274-9824

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSDALE MI
Property Address	7131 HAKES RD, READING, MI 49274-9824
Transaction Type	Mortgage
Record Updated	Jun 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7131 HAKES RD, READING, MI 49274-9824

Mortgage

Document Number	01827/1221
Date	Jun 3, 2022
Book Page	1827/1221

Lender

Name	FARMERS STATE BANK
Type	Bank
Address	LAGRANGE, IN 46761

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	May 26, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 7131 Hakes Rd was $1,123, up 6.9% from the year before.

Source: Hillsdale County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Hillsdale County
County Subdivision	Reading Township
Unified School District	Reading Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$73,500 (+6.83%)	$147,088 (+6.92%) Land $35,283 Building $111,805
2025	$1,123.00 (+6.85%) Homeowner's exemption	$68,800	$137,572 Land $31,119 Building $106,453
2024	$1,051.00
2023		$58,600	$117,287 Land $26,386 Building $90,901
2021	$840.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7131 Hakes Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 19, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2001)
Most Recent Claim	Feb 2001 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7131 Hakes Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Mercury Fiber Fixed Wireless	150 / 20
Lakeland Internet Fixed Wireless	100 / 20
DMCI Broadband Fixed Wireless	40 / 10
Frontier DSL	10 / 1

May also be available: Verizon.

Cell Coverage

4G LTE only, no 5G reported

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