7131 Concord Ln, Benton, AR 72019 Property Records

Saline County property record for 7131 Concord Ln, Benton, AR 72019

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,076 sqft · built 1983
Lot Size	1.27 acres (55,321 sqft)
Owner	2 Individual Names on File
Last Sale	$260,000 (Jun 2021)
Tax Bill	$1,872 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Feb 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`286-00010-000`

Property Details

APN / Parcel Number

Primary APN	`286-00010-000`
Alternative APN	`35454`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,076 sqft Living Area
Gross Area	2,604 sqft
1st Floor Area	2,076 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Aluminum
Lot Area	55,321 sqft (1.27 acres)
Garage Type	Attached
Garage Area	528 sqft
Driveway	Concrete Driveway
Driveway Area	2,080 sqft

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	116 sqft
Porch	Open Porch
Porch Area	210 sqft
Deck Area	Deck Area
Utility Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	7131 CONCORD LN
City	BENTON
State	AR
Zip	72019-8696
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2021-016625
Legal Range	15W
Legal Township	01S
Legal Section	15
Legal Subdivision	SALEM HEIGHTS II
Legal Lot Number	10
Jurisdiction	SALINE AR
Township / Civil Division	SALEM
Census Block Group	1
Census Block	1011
Census Tract	10512

Owner

Source: Saline County records, as of October 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	7131 CONCORD LN, BENTON, AR 72019-8696
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2021	Warranty Deed, Transfer · FHA Mortgage GATEWAY FIRST BANK
Feb 28, 2018	Deed of Trust, Mortgage · FHA Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2021 · Amount on File
Deed Sale	Jun 28, 2021 · Amount on File
Deed Book / Page	2021 / 16625
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SALINE AR
Recording Date	Jun 28, 2021
Property Address	7131 CONCORD LN, BENTON, AR 72019-8696
Document Number	0000016625
Instrument Date	Jun 25, 2021
Instrument	2021-016625
Transaction Type	Transfer
Record Updated	Jul 7, 2021
Title Company	WACO TITLE COMPANY JOPLIN, WACO TITLE COMPANY SALINE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$858.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4 IDEAL LN, 4, HOT SPRINGS VILLAGE, AR 71909-8710

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7131 CONCORD LN, BENTON, AR 72019-8696

Mortgage

Document Number	0000016626
Date	Jun 28, 2021
Instrument	2021-016626

Lender

Name	GATEWAY FIRST BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Mortgage

Document Number	0000016627
Date	Jun 28, 2021
Instrument	2021-016627

Lender

Name	ARKANSAS DEVELOPMENT FINANCE AUTHORITY
Type	Government Agency
Address	LITTLE ROCK, AR 72202

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Jul 1, 2031

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALINE AR
Property Address	7131 CONCORD LN, BENTON, AR 72019-8696
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003719
Date	Feb 28, 2018
Instrument	2018-003719

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	240 Months
Due	Feb 8, 2038

Tax Assessment & Valuation

Source: Saline County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Saline County
Unified School District	Benton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,872.00 (-5.07%)	$36,289 (-) Land $7,000 Building $29,289	$181,445 (-) Land $35,000 Building $146,445
2024	$1,972.00
2023	$1,972.00	$36,289 Land $7,000 Building $29,289	$181,445 Land $35,000 Building $146,445

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 41% of Arkansas
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALEM WATER USERS LLC serves 22,775 people · EPA ID AR0000492
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Also Mapped Here	SALEM WATERWORKS
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Connect2First Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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