Miami-Dade County property record for 7130 SW 109th Ter, Pinecrest, FL 33156
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,764 sqft · built 1972 |
| Lot Size | 0.348 acres (15,136 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $710,000 (Dec 2004) |
| Tax Bill | $11,106 (2025) |
| Deeds & Mortgages | Jan 2022 Line of Credit Aug 2021 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 20-5011-035-0160 |
| Primary APN | 20-5011-035-0160 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,764 sqft Living Area |
| Gross Area | 4,005 sqft |
| 1st Floor Area | 2,764 sqft |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1982 |
| Exterior Material | Concrete Block/Hollow Tile/Frame |
| Construction Type | Concrete Block |
| Lot Area | 15,136 sqft (0.348 acres) |
| Garage Area | 242 sqft |
| Porch | Porch |
| Porch Area | 253 sqft |
| Patio Area | 748 sqft |
| Street Address | 7130 SW 109TH TER |
|---|---|
| City | PINECREST |
| State | FL |
| Zip | 33156-3968 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 2100 |
| Legal Description | KENDALL PARK ESTATES 3RD ADDN PB 86-33 LOT 1 BLK 8 LOT SIZESITE VALUE F/A/U 30-5011-035-0160 OR 20170-0859 112001 1 COC 22866-0921 11 2004 1 |
| Legal Range | 40E |
| Legal Township | 55S |
| Legal Section | 11 |
| Legal Subdivision | KENDALL PARK ESTATES 3RD ADDN |
| Legal Block | 8 |
| Legal Lot Number | 1 |
| Jurisdiction | DADE FL |
| Township / Civil Division | KENDALL-PALMETTO BAY |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 7807 |
7130 SW 109th Ter is owned and occupied by two individuals who bought it in December 2004.
Source: Miami-Dade County records, as of October 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7130 SW 109TH TER, PINECREST, FL 33156-3968 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 31, 2022 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Aug 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Oct 21, 2019 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 1, 2004 · Amount on File |
| Deed Sale | Dec 1, 2004 · Amount on File |
| Prior Sale | Jan 30, 2002 · Amount on File |
| Deed Document Number | 20041065720 |
| Deed Book / Page | 22866 / 921 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DADE FL |
| Property Address | 7130 SW 109TH TER, PINECREST, FL 33156-3968 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2022 |
| Name | Verified Name |
|---|---|
| Address | 7130 SW 109TH TER, PINECREST, FL 33156-3968 |
| Document Number | 0000090395 |
|---|---|
| Date | Jan 31, 2022 |
| Book Page | 32992/1132 |
| Instrument | 2022R0090395 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Dec 3, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DADE FL |
| Property Address | 7130 SW 109TH TER, PINECREST, FL 33156-3968 |
| Transaction Type | Mortgage |
| Record Updated | Sep 10, 2021 |
| Name | Verified Name |
|---|---|
| Address | 7130 SW 109TH TER, PINECREST, FL 33156-3968 |
| Document Number | 0000607535 |
|---|---|
| Date | Aug 18, 2021 |
| Book Page | 32687/1986 |
| Instrument | 2021R0607535 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DADE FL |
| Property Address | 7130 SW 109TH TER, PINECREST, FL 33156-3968 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000655330 |
|---|---|
| Date | Oct 21, 2019 |
| Book Page | 31654/0585 |
| Instrument | 2019R0655330 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Sep 4, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 7130 SW 109th Ter was $11,106 with a homeowner's exemption.
Source: Miami-Dade County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Miami-Dade County |
| Municipality | Pinecrest Village |
| Unified School District | Dade County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,106.00 Homeowner's exemption | $617,460 | $1,226,130 Land $847,616 Building $378,514 |
| 2023 | $10,159.00 (+3.52%) Homeowner's exemption | $582,582 (+3%) | $1,152,613 (+29.3%) Land $768,468 Building $384,145 |
| 2022 | $9,814.00 Homeowner's exemption | $565,614 | $891,421 Land $572,584 Building $318,837 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7130 SW 109th Ter in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 285 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 291 units insured incl. 6 condo units |
| Nearby Flood Claims | 47 (1982–2011) |
| Claims Outside the SFHA | 3 of 47 |
| Most Recent Claim | Nov 2011 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7130 SW 109th Ter is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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