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7130 Sirak Dr, Gilroy, CA 95020 Property Records

Santa Clara County property record for 7130 Sirak Dr, Gilroy, CA 95020

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,336 sqft · built 2023
Lot Size0.152 acres (6,633 sqft)
OwnerIndividual Name on File
Last Sale$1,614,500 (Nov 2024)
Tax Bill$19,422 (2025)
Deeds & MortgagesJan 2026 Mortgage
Apr 2024 Sale
Flood ZoneZone D (undetermined)
APN808-63-044

Property Details

APN / Parcel Number

Primary APN808-63-044

Interior

Bedrooms4 Beds
Full Baths4 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area3,336 sqft Living Area
1st Floor Area1,542 sqft
2nd Floor Area1,794 sqft

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2024
Construction TypeWood
Lot Area6,633 sqft (0.152 acres)
Garage Area684 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address7130 SIRAK DR
CityGILROY
StateCA
Zip95020-2770
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeND
Legal DescriptionTR 10558 LOT 44
Legal Tract10558
Legal Lot Number44
JurisdictionSANTA CLARA CA
Township / Civil DivisionSOUTH SANTA CLARA VALLEY
Census Block Group2
Census Block2011
Census Tract512510

Owner

7130 Sirak Dr is owned and occupied by an individual who bought it in November 2024.

Source: Santa Clara County records, as of October 20, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address7130 SIRAK DR, GILROY, CA 95020-2770
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 20, 2026Deed of Trust, Mortgage · Conventional Mortgage
PMAC LENDING SERVICES INC
Apr 19, 2024Quit Claim Deed, Transfer
FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 14, 2024 · Amount on File
Deed SaleNov 14, 2024 · Amount on File
Prior SaleApr 19, 2024 · Amount on File
Deed Document Number25729068
Record UpdatedJun 8, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address7130 SIRAK DR, GILROY, CA 95020-2770
Transaction TypeMortgage
Record UpdatedJan 28, 2026
Title CompanyWFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address7130 SIRAK DR, GILROY, CA 95020-2770

Mortgage

Document Number0025932456
DateJan 20, 2026
Instrument25932456
Lender
NamePMAC LENDING SERVICES INC
TypeMortgage Company
Address6 POINTE DR STE 300, BREA, CA 92821
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2056

April 2024: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CLARA CA
Recording DateApr 19, 2024
Property Address7130 STRAK DR, GILROY, CA 95020-2770
Document Number0025625465
Map ReferenceMB 945 PGS 46
Instrument DateApr 15, 2024
Instrument25625465
Transaction TypeTransfer
Record UpdatedMay 21, 2024
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2700 CAMINO RAMON # 130, 130, SAN RAMON, CA 94583-5004
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 7130 Sirak Dr was $19,422 with a homeowner's exemption.

Source: Santa Clara County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalityGilroy City
Unified School DistrictGilroy Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$19,422.00 Homeowner's exemption$1,589,248 Land $504,248 Building $1,085,000
2023$5,162.00$411,045 Land $411,045

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7130 Sirak Dr in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone D
undetermined · not studied
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7130 Sirak Dr is high, ranking above 70% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 70% of the US · above 45% of California
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GILROY
serves 59,426 people · EPA ID CA4310004
Water SourceGroundwater
Last State InspectionFeb 2025
Also Mapped HereSANTA CLARA VALLEY WATER DISTRICT
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNitrate
resolved · Jun 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Razzolink
Fixed Wireless		500 / 250
Etheric Networks
Fixed Wireless		250 / 100
Hankins Information Technology
Fixed Wireless		100 / 20

May also be available: T-Mobile, Verizon.

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