7130 Potomac Pl, Gilroy, CA 95020 Property Records

Santa Clara County property record for 7130 Potomac Pl, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,147 sqft · built 1978
Lot Size	0.162 acres (7,040 sqft)
Owner	2 Individual Names on Record
Last Sale	$365,000 (Jul 2012)
Tax Bill	$5,529 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`799-39-009`

Property Details

APN / Parcel Number

Primary APN	`799-39-009`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,147 sqft Living Area
1st Floor Area	2,147 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	7,040 sqft (0.162 acres)
Lot Dimensions	110 ft deep x 64 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	7130 POTOMAC PL
City	GILROY
State	CA
Zip	95020-6326
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 5846 HIDDEN GLEN OF GILROY NO 03 BOOK 385 PAGE 28 PAGE 30 LOT 280
Legal Subdivision	HIDDEN GLEN OF GILROY 03
Legal Tract	5846
Legal Lot Number	280
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	1
Census Block	1008
Census Tract	512512

Owner

Source: Santa Clara County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7130 POTOMAC PL, GILROY, CA 95020-6326
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2022	Deed of Trust, Mortgage · Line of Credit COMMONWEALTH CENTRAL CU
Nov 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
May 8, 2017	Deed of Trust, Mortgage · Line of Credit COMMONWEALTH CTRL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2012 · Amount on Record
Deed Sale	Jul 18, 2012 · Amount on Record
Prior Sale	Oct 12, 2001 · Amount on Record
Deed Document Number	201221753839
Prior Transfer Date	Oct 19, 1999
Prior Transfer Doc	0015035782
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	7130 POTOMAC PL, GILROY, CA 95020-6326
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7130 POTOMAC PL, GILROY, CA 95020-6326

Mortgage

Document Number	0025352890
Date	Aug 3, 2022
Instrument	25352890

Lender

Name	COMMONWEALTH CENTRAL CU
Type	Credit Union
Address	SAN JOSE, CA 95164

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 2, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	7130 POTOMAC PL, GILROY, CA 95020-6326
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7130 POTOMAC PI, GILROY, CA 95020-6326

Mortgage

Document Number	0024708368
Date	Nov 18, 2020
Instrument	24708368

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	7130 POTOMAC PL, GILROY, CA 95020-6326
Document Number	0023647637
Instrument Date	May 8, 2017
Transaction Type	Mortgage
Record Updated	May 30, 2017
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7130 POTOMAC PL GILROY CA 950206326, GILROY, CA 95020-6326

Mortgage

Document Number	0023647637
Date	May 12, 2017
Instrument	23647637

Lender

Name	COMMONWEALTH CTRL CU
Type	Credit Union
Address	SAN JOSE, CA 95164-1690

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 11, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$458,132 (+2%) Land $251,957 Building $206,175
2025	$5,529.00 (+2.28%) Homeowner's exemption	$449,150 (+4.04%) Land $247,017 Building $202,133
2023	$5,406.00 (+1.69%) Homeowner's exemption	$431,711 Land $237,426 Building $194,285
2022	$5,316.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 703 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks.

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