7130 Mayer Rd, Ira (Fair Haven), MI 48023 Property Records

St. Clair County property record for 7130 Mayer Rd, Ira, MI 48023

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,539 sqft · built 1980
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on Record
Last Sale	$182,500 (Jun 2018)
Tax Bill	$3,758 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`74-23-013-2003-050`

Property Details

APN / Parcel Number

Primary APN	`74-23-013-2003-050`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,539 sqft Living Area
1st Floor Area	1,539 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Ranch
Lot Area	435,600 sqft (10 acres)
Lot Dimensions	1,320 ft deep x 330 ft wide
Garage Area	1,365 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	7130 MAYER RD
City	IRA
State	MI
Zip	48023-2608
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AEC
Legal Description	N 330 FT OF S 1650 FT OF E 1/2 OF NE 1/4 SEC 13 T3N R15E 10A
Legal Range	15E
Legal Township	03N
Legal Section	13
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	IRA
Census Block Group	3
Census Block	3000
Census Tract	650100

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7130 MAYER RD, IRA, MI 48023-2608
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2026	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Nov 16, 2021	Deed of Trust, Mortgage ROCKET MORTGAGE LLC
Aug 21, 2020	Deed of Trust, Mortgage QUICKEN LOANS LLC
Jun 15, 2018	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE 1 AT SUBURBAN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2018 · Amount on Record
Deed Sale	Jun 15, 2018 · Amount on Record
Prior Sale	Jun 24, 2013 · Amount on Record
Deed Document Number	201813806
Deed Book / Page	4957 / 668
Prior Transfer Date	Apr 4, 2006
Prior Transfer Doc	004223/232
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	7130 MAYER RD, IRA, MI 48023-2608
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7130 MAYER RD, IRA, MI 48023-2608

Mortgage

Document Number	0000059056
Date	Mar 12, 2026
Book Page	5905/6
Instrument	2026004547

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	585 SOUTH BLVD E, PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2029
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	4.87%
Index	1-Year CMT
Max Rate	5%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	7130 MAYER RD, IRA, MI 48023-2608
Transaction Type	Mortgage
Record Updated	Dec 8, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7130 MAYER RD, IRA, MI 48023-2608

Mortgage

Document Number	5450321
Date	Nov 16, 2021
Book Page	5450/321
Instrument	2021032291

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	7130 MAYER RD, IRA, MI 48023-2608
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0052290258
Date	Aug 21, 2020
Book Page	5229/258
Instrument	2020019997

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jun 15, 2018
Property Address	7130 MAYER RD, IRA, MI 48023-2608
Document Number	0049570668
Book / Page	004957 / 000668
Instrument Date	May 18, 2018
Transaction Type	Transfer
Record Updated	Jan 14, 2019
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,569.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21407 TANGLEWOOD ST ST CLAIR SHORES MI 480822248, ST CLAIR SHORES, MI 48082-2248

Mortgage

Document Number	49500358
Date	Jun 15, 2018
Book Page	004950/000358

Lender

Name	MORTGAGE 1 AT SUBURBAN
Type	Mortgage Company
Address	STERLING HEIGHTS, MI 48314

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 14, 2048

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Ira Township
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$167,300 (+3.46%)	$334,600 (+3.46%)
2025	$3,758.00 (+2.99%) Homeowner's exemption	$161,700 (+19.69%)
2024	$3,649.00 (+7.89%)		$323,400 (+19.69%)
2023		$135,100
2022	$3,382.00		$270,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1982–1987)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Dec 1987 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Duke Broadband Fiber	1,000 / 100
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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