7130 Irongate Dr, Lancaster, SC 29720 Property Records

Lancaster County property record for 7130 Irongate Dr, Lancaster, SC 29720

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,283 sqft · built 2022
Lot Size	0.314 acres (13,676 sqft)
Owner	2 Individual Names on Record
Last Sale	$800,000 (Nov 2025)
Tax Bill	$4,064 (2024)
Deeds & Mortgages	Nov 2025 Sale & Line of Credit Jan 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0014O-0A-142.00`

Property Details

APN / Parcel Number

Primary APN	`0014O-0A-142.00`
Alternative APN	`98844`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	3,283 sqft Living Area
Gross Area	3,826 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,676 sqft (0.314 acres)
Garage Area	722 sqft

Location & Zoning

Account Number	98844
Street Address	7130 IRONGATE DR
City	LANCASTER
State	SC
Zip	29720-4300
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BENT CREEK
Legal Subdivision	FINAL PLAT BENT CREEK PHASE 3
Legal Lot Number	142
Jurisdiction	LANCASTER SC
Township / Civil Division	VAN WYCK
Census Block Group	1
Census Block	1019
Census Tract	11210

Owner

Source: Lancaster County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3048 ARSDALE RD, WAXHAW, NC 28173-7151
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2025	Deed, Transfer · Line of Credit ALCOVA MORTGAGE LLC
Jan 31, 2022	Limited Warranty Deed, Transfer · Conventional Mortgage FBC MORTGAGE LLC
Mar 19, 2021	Limited Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2025 · Amount on Record
Deed Sale	Nov 5, 2025 · Amount on Record
Prior Sale	Jan 31, 2022 · Amount on Record
Deed Document Number	202515016
Deed Book / Page	1984 / 129
Record Updated	Jun 8, 2026

November 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER SC
Recording Date	Nov 5, 2025
Property Address	7130 IRONGATE DR, LANCASTER, SC 29720-4300
Document Number	0000015016
Book / Page	1984 / 129
Map Reference	MB 2019 PG 672
Instrument Date	Nov 5, 2025
Instrument	2025015016
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,080.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3048 ARSDALE RD, WAXHAW, NC 28173-7151

Mortgage

Document Number	0000015017
Date	Nov 5, 2025
Instrument	2025015017

Lender

Name	ALCOVA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

January 2022: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	LANCASTER SC
Recording Date	Jan 31, 2022
Property Address	7130 IRONGATE DR, LANCASTER, SC 29720-4300
Document Number	0000001537
Book / Page	1513 / 220
Map Reference	MB 2019 PG 672
Instrument Date	Jan 28, 2022
Instrument	2022001537
Transaction Type	Transfer
Record Updated	Apr 30, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,602.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	370 CENTERPOINTE CIR STE 1136, 1136, ALTAMONTE SPRINGS, FL 32701-3451

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7130 IRONGATE DR, LANCASTER, SC 29720-4300

Mortgage

Document Number	0000001538
Date	Jan 31, 2022
Instrument	2022001538

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

March 2021: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	LANCASTER SC
Recording Date	Mar 19, 2021
Property Address	7130 IRONGATE DR, LANCASTER, SC 29720-4300
Document Number	0000005653
Book / Page	1418 / 90
Instrument Date	Mar 19, 2021
Instrument	2021005653
Transaction Type	Transfer
Record Updated	Apr 30, 2024

Transaction

Amount	Amount Recorded
Tax	$3,318.90
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	370 CENTERPOINTE CIR STE 1136, 1136, ALTAMONTE SPRINGS, FL 32701-3451
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$26,956 (+9.88%) Land $5,000 Building $21,956	$673,900 (+9.88%) Land $125,000 Building $548,900
2024	$4,064.00 (+2.65%)	$24,532 (-) Land $4,000 Building $20,532	$613,300 (-) Land $100,000 Building $513,300
2023	$3,959.00	$24,532 Land $4,000 Building $20,532	$613,300 Land $100,000 Building $513,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Fiber	5,000 / 5,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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