7130 E 86th Pl N, Owasso, OK 74055 Property Records

Tulsa County property record for 7130 E 86th Pl N, Owasso, OK 74055

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,632 sqft · built 2017
Lot Size	0.534 acres (23,261 sqft)
Owner	Individual Name on Record
Last Sale	$565,000 (Sep 2024)
Tax Bill	$6,216 (2025)
Deeds & Mortgages	Jul 2026 Sale Jan 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`57328-13-23-39830`

Property Details

APN / Parcel Number

Primary APN	`57328-13-23-39830`
Alternative APN	`R57328132339830`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,632 sqft Living Area
Gross Area	5,264 sqft
1st Floor Area	2,632 sqft
Basement Area	2,632 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	23,261 sqft (0.534 acres)
Garage Type	Attached
Garage Area	250 sqft
Pool Area	590 sqft
Porch	Porch
Porch Area	258 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R57328132339830
Street Address	7130 E 86TH PL N
City	OWASSO
State	OK
Zip	74055-7592
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Description	LOT 3 BLOCK 2
Legal Range	13E
Legal Township	21N
Legal Section	23
Legal Subdivision	SHERIDAN CROSSING PHASE II
Legal Phase	II
Legal Block	2
Legal Lot Number	3
Jurisdiction	TULSA OK
Township / Civil Division	TULSA
Census Block Group	1
Census Block	1055
Census Tract	5808

Owner

Source: Tulsa County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7130 E 86TH PL N, OWASSO, OK 74055-7592
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2026	Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE
Jan 4, 2017	Deed of Trust, Mortgage · ARM AMERICAN AIRLINES FCU
Jan 11, 2021	Warranty Deed, Transfer · VA Mortgage CORNERSTONE HOME LENDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 4, 2024 · Amount on Record
Deed Sale	Sep 4, 2024 · Amount on Record
Prior Sale	Jan 11, 2021 · Amount on Record
Deed Document Number	202471874
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TULSA OK
Recording Date	Jul 17, 2026
Property Address	7130 E 86TH PL N, OWASSO, OK 74055-7592
Document Number	0000065876
Instrument Date	Jun 16, 2026
Instrument	202665876
Transaction Type	Transfer
Record Updated	Aug 4, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Tax	$86,052.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TULSA OK
Property Address	7130 E 86TH PL N, OWASSO, OK 74055-7592
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	MULTIPLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000769
Date	Jan 4, 2017
Instrument	2017000769

Lender

Name	AMERICAN AIRLINES FCU
Type	Credit Union
Address	DALLAS, TX 75261

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2024
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	4.62%
Index	1-Year CMT
Max Rate	8.62%

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TULSA OK
Recording Date	Jan 11, 2021
Property Address	7130 E 86TH PL N, OWASSO, OK 74055-7592
Document Number	0000003015
Map Reference	PL 6645
Instrument Date	Jan 6, 2020
Instrument	2021003015
Transaction Type	Transfer
Record Updated	Mar 14, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$577.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7130 E 86TH PL N, OWASSO, OK 74055-7592

Mortgage

Document Number	0000003016
Date	Jan 11, 2021
Instrument	2021003016

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Tulsa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Tulsa County
Municipality	Tulsa City
Unified School District	Owasso Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,216.00 (+26.57%)	$55,165 (+22.32%) Land $6,600 Building $48,565	$501,500 (+22.32%) Land $60,000 Building $441,500
2023	$4,911.00 (+6.48%)	$45,100 (+6.49%) Land $6,600 Building $38,500	$410,000 (+6.49%) Land $60,000 Building $350,000
2022	$4,612.00	$42,350 Land $6,600 Building $35,750	$385,000 Land $60,000 Building $325,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Oklahoma
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON CO RWD #3 (NEW,#1) serves 25,375 people · EPA ID OK1021418
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Wake Wireless.

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