7130 Copperfield Ct, Wilmington, NC 28411 Property Records

New Hanover County property record for 7130 Copperfield Ct, Wilmington, NC 28411

Property Summary

Property Type	Patio Home
Details	5 bd · 3.5 ba · 3,078 sqft · built 2014
Lot Size	0.164 acres (7,144 sqft)
Owner	Individual Name on Record
Last Sale	$278,000 (Jul 2018)
Tax Bill	$2,012 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jul 2022 Second Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`R04400-001-486-000`

Property Details

APN / Parcel Number

Primary APN	`R04400-001-486-000`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,078 sqft Living Area
1st Floor Area	1,773 sqft
Basement Area	1,305 sqft
Finished Basement	1,305 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	7,144 sqft (0.164 acres)
Terrain	Low
Garage Area	484 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	102 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	7130 COPPERFIELD CT
City	WILMINGTON
State	NC
Zip	28411-7258
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Patio Home
Local Zoning Code	R-10,RESID
Legal Description	LOT 24 SEC 1 VILLAGE PARK @ WESTBAY ESTATES
Legal Subdivision	COASTAL CAROLINA DEVELOPMENT
Legal Block	1
Legal Lot Number	24
Jurisdiction	NEW HANOVER NC
Township / Civil Division	HARNETT
Census Block Group	3
Census Block	3000
Census Tract	11611

Owner

Source: New Hanover County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7130 COPPERFIELD CT, WILMINGTON, NC 28411-7258
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jul 26, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage UNLOCK PARTNERSHIP SOLUTIONS INC
Oct 23, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Apr 25, 2025	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
May 4, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG
Aug 20, 2019	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG
Aug 20, 2019	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG
Jul 19, 2018	Warranty Deed, Transfer · FHA Mortgage AMERICAN SEC MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 19, 2018 · Amount on Record
Deed Sale	Jul 19, 2018 · Amount on Record
Prior Sale	Jun 27, 2014 · Amount on Record
Deed Document Number	201822729
Deed Book / Page	6156 / 2800
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	7130 COPPERFIELD CT, WILMINGTON, NC 28411-7258
Transaction Type	Mortgage
Record Updated	Oct 10, 2025
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00646800551
Date	Jul 8, 2021
Book Page	6468/551
Instrument	2021033612

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Jul 1, 2050

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	7130 COPPERFIELD CT, WILMINGTON, NC 28411-7258
Transaction Type	Mortgage
Record Updated	Oct 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7130 COPPERFIELD CT, WILMINGTON, NC 28411-7258

Mortgage

Document Number	00658201863
Date	Jul 26, 2022
Book Page	6582/1863
Instrument	2022027385

Lender

Name	UNLOCK PARTNERSHIP SOLUTIONS INC
Type	Non-Lending Institution
Address	SAN FRANCISCO, CA 94104

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	7130 COPPERFIELD CT, WILMINGTON, NC 28411-7258
Transaction Type	Mortgage
Record Updated	Oct 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7130 COPPERFIELD CT, WILMINGTON, NC 28411-7258

Mortgage

Document Number	00667001216
Date	Oct 23, 2023
Book Page	6670/1216
Instrument	2023026655

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	321 Months
Due	Jul 1, 2050

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	7130 COPPERFIELD CT, WILMINGTON, NC 28411-7258
Transaction Type	Mortgage
Record Updated	Oct 10, 2025
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7130 COPPERFIELD CT, WILMINGTON, NC 28411-7258

Mortgage

Document Number	00677001752
Date	Apr 25, 2025
Book Page	6770/1752
Instrument	2025010206

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	951 W YAMATO RD, BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	303 Months
Due	Jul 1, 2050

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	7130 COPPERFIELD CT, WILMINGTON, NC 28411-7258
Document Number	0063252939
Instrument Date	May 4, 2020
Transaction Type	Mortgage
Record Updated	Jul 7, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7130 COPPERFIELD CT WILMINGTON NC 284117258, WILMINGTON, NC 28411-7258

Mortgage

Document Number	0063252939
Date	Jun 26, 2020
Book Page	006325/002939
Instrument	24001

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 25, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	7130 COPPERFIELD CT, WILMINGTON, NC 28411-7258
Document Number	0062410166
Instrument Date	Aug 20, 2019
Transaction Type	Mortgage
Record Updated	Jan 28, 2021
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7130 COPPERFIELD CT WILMINGTON NC 284117258, WILMINGTON, NC 28411-7258

Mortgage

Document Number	0062410166
Date	Aug 23, 2019
Book Page	006241/000166
Instrument	27007

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 22, 2049

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	7130 COPPERFIELD CT, WILMINGTON, NC 28411-7258
Document Number	0062410166
Instrument Date	Aug 20, 2019
Transaction Type	Mortgage
Record Updated	Sep 30, 2019
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7130 COPPERFIELD CT WILMINGTON NC 284117258, WILMINGTON, NC 28411-7258

Mortgage

Document Number	0062410166
Date	Aug 23, 2019
Book Page	006241/000166
Instrument	27007

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 22, 2049

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEW HANOVER NC
Recording Date	Jul 19, 2018
Property Address	7130 COPPERFIELD CT, WILMINGTON, NC 28411-7258
Document Number	0061562800
Book / Page	006156 / 002800
Instrument Date	Jul 6, 2018
Instrument	22729
Transaction Type	Transfer
Record Updated	Aug 21, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$556.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7130 COPPERFIELD CT WILMINGTON NC 284117258, WILMINGTON, NC 28411-7258

Mortgage

Document Number	61562813
Date	Jul 19, 2018
Book Page	006156/002813
Instrument	22730

Lender

Name	AMERICAN SEC MTG
Type	Mortgage Company
Address	CHARLOTTE, NC 28211

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 18, 2048

Interest

Rate	5%

Tax Assessment & Valuation

Source: New Hanover County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	New Hanover County
Unified School District	New Hanover County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$518,200 (-) Land $105,600 Building $412,600	$518,200 (-) Land $105,600 Building $412,600
2025	$2,012.00 (+3.71%)	$518,200 (+43.31%) Land $105,600 Building $412,600	$518,200 (+43.31%) Land $105,600 Building $412,600
2024	$1,940.00 (+0.21%)
2023	$1,936.00 (-0.92%)	$361,600 Land $58,000 Building $303,600	$361,600 Land $58,000 Building $303,600
2022	$1,954.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CFPUA-WILMINGTON serves 212,227 people · EPA ID NC0465010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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