7130 Cart Rd, Richmond, IN 47374 Property Records

Wayne County property record for 7130 Cart Rd, Richmond, IN 47374

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,900 sqft · built 2000
Lot Size	3.4 acres (148,148 sqft)
Owner	2 Individual Names on File
Last Sale	$459,620 (Jun 2023)
Tax Bill	$3,972 (2025)
Deeds & Mortgages	Jun 2020 Refinance May 2019 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`007-00185-04`

Property Details

APN / Parcel Number

Primary APN	`007-00185-04`
Alternative APNs	`89-14-33-000-212.004-011` `143300021204007`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,900 sqft Living Area
1st Floor Area	1,900 sqft
Basement Area	1,900 sqft
Finished Basement	1,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2015
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	148,148 sqft (3.4 acres)
Garage Type	Attached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Above-Ground Pool
Pool Area	594 sqft
Deck Area	1,500 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	143300021204007
Street Address	7130 CART RD
City	RICHMOND
State	IN
Zip	47374-9333
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	LOT 3 CART WALLACE SUB DIV
Legal Subdivision	CART WALLACE SUB
Legal Lot Number	3
Jurisdiction	WAYNE IN
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2047
Census Tract	10200

Owner

7130 Cart Rd is owned and occupied by two individuals who bought it in June 2023.

Source: Wayne County records, as of June 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7130 CART RD, RICHMOND, IN 47374-9333
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance PRIMELENDING
May 15, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance US BANK NA
Feb 25, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance NATIONSTAR MORTGAGE LLC
Jun 20, 2023	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2023 · Amount on File
Deed Sale	Jun 20, 2023 · Amount on File
Prior Sale	May 12, 2015 · Amount on File
Deed Document Number	20234587
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE IN
Property Address	7130 CART RD, RICHMOND, IN 47374-9333
Transaction Type	Mortgage
Record Updated	Jul 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020004780
Date	Jun 18, 2020
Instrument	2020004780

Lender

Name	PRIMELENDING

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE IN
Property Address	7130 CART RD, RICHMOND, IN 47374-9333
Transaction Type	Mortgage
Record Updated	Jul 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019003662
Date	May 15, 2019
Instrument	2019003662

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE IN
Property Address	7130 CART RD, RICHMOND, IN 47374-9333
Transaction Type	Mortgage
Record Updated	Jul 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022001687
Date	Feb 25, 2022
Instrument	2022001687

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE IN
Recording Date	Jun 20, 2023
Property Address	7130 CART RD, RICHMOND, IN 47374-9333
Document Number	2023004587
Instrument Date	Jun 20, 2023
Instrument	2023004587
Transaction Type	Transfer
Record Updated	Nov 10, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7130 CART RD, RICHMOND, IN 47374-9333
Investor	Possibly a Property Investor

Mortgage

Document Number	2023004588
Date	Jun 20, 2023
Instrument	2023004588

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 7130 Cart Rd was $3,972, up 4.9% from the year before.

Source: Wayne County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wayne County
County Subdivision	Franklin Township
Unified School District	Northeastern Wayne Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,972.00 (+4.91%)	$419,000 Land $27,100 Building $391,900	$419,000 Land $27,100 Building $391,900
2024	$3,786.00
2023		$261,800 (+0.46%) Land $21,500 Building $240,300	$261,800 (+0.46%) Land $21,500 Building $240,300
2022	$2,985.00 (+6.19%) Homeowner's exemption	$260,600 Land $21,500 Building $239,100	$260,600 Land $21,500 Building $239,100
2021	$2,811.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7130 Cart Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 1, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1989–2017)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Jun 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7130 Cart Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · above 40% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
NLBC Fiber	1,000 / 1,000
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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