713 Winfield Cir, Sergeant Bluff, IA 51054 Property Records

Woodbury County property record for 713 Winfield Cir, Sergeant Bluff, IA 51054

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,462 sqft · built 2003
Lot Size	0.62 acres (27,007 sqft)
Owner	2 Individual Names on File
Last Sale	$370,000 (Jul 2025)
Tax Bill	$4,952 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jul 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`884731456003`

Property Details

APN / Parcel Number

Primary APN	`884731456003`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,462 sqft Living Area
1st Floor Area	1,432 sqft
Basement Area	1,432 sqft
Finished Basement	1,290 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	27,007 sqft (0.62 acres)
Lot Dimensions	268 ft deep x 229 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	120 sqft
Deck Area	136 sqft
Patio Area	356 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	713 WINFIELD CIR
City	SERGEANT BLUFF
State	IA
Zip	51054-8938
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PRAIRIE VIEW ADDN 4TH FILING LOT 7
Legal Subdivision	PRAIRIE VIEW FOURTH ADDITION
Legal Lot Number	7
Jurisdiction	WOODBURY IA
Township / Civil Division	WOODBURY
Census Block Group	3
Census Block	3015
Census Tract	3301

Owner

713 Winfield Cir is owned and occupied by two individuals who bought it in July 2025.

Source: Woodbury County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	713 WINFIELD CIR, SERGEANT BLUFF, IA 51054-8938
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2026	Deed of Trust, Mortgage · VA Mortgage SWIFT HOME LOANS INC
Jul 2, 2025	Warranty Deed, Transfer · VA Mortgage NORTHWEST BANK
Jun 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage SIOUXLAND FCU
Apr 17, 2017	Warranty Deed, Transfer · Conventional Mortgage SECURITY NATIONAL BANK OF SOUTH DAKOTA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2025 · Amount on File
Deed Sale	Jul 2, 2025 · Amount on File
Prior Sale	Apr 17, 2017 · Amount on File
Deed Document Number	20256608
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODBURY IA
Recording Date	Jun 1, 2026
Property Address	713 WINFIELD CIR, SERGEANT BLUFF, IA 51054-8938
Document Number	0000005919
Instrument Date	May 26, 2026
Instrument	20265919
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	713 WINFIELD CIR, SERGEANT BLUFF, IA 51054-8938

Mortgage

Document Number	0000005919,
Date	Jun 1, 2026
Instrument	20265919

Lender

Name	SWIFT HOME LOANS INC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WOODBURY IA
Recording Date	Jul 2, 2025
Property Address	713 WINFIELD CIR, SERGEANT BLUFF, IA 51054-8938
Document Number	0000006608
Instrument Date	Jun 23, 2025
Instrument	2025-06608
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$591.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	713 WINFIELD CIR, SERGEANT BLUFF, IA 51054-8938

Mortgage

Document Number	0000006609
Date	Jul 2, 2025
Instrument	2025-06609

Lender

Name	NORTHWEST BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODBURY IA
Property Address	713 WINFIELD CIR, SERGEANT BLUFF, IA 51054-8938
Document Number	0000006665
Instrument Date	Jun 1, 2020
Transaction Type	Mortgage
Record Updated	Apr 8, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	713 WINFIELD CIR SERGEANT BLUFF IA 510548938, SERGEANT BLUFF, IA 51054-8938

Mortgage

Document Number	0000006665
Date	Jun 5, 2020
Instrument	6665

Lender

Name	SIOUXLAND FCU
Type	Credit Union
Address	SOUTH SIOUX CITY, NE 68776

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jun 4, 2040

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WOODBURY IA
Recording Date	Apr 17, 2017
Property Address	713 WINFIELD CIR, SERGEANT BLUFF, IA 51054-8938
Document Number	0000011774
Book / Page	752 / 3336
Instrument Date	Mar 20, 2017
Instrument	11774
Transaction Type	Transfer
Record Updated	Sep 15, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$351.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011775
Date	Apr 17, 2017
Book Page	752/3340
Instrument	11775

Lender

Name	SECURITY NATIONAL BANK OF SOUTH DAKOTA
Address	SIOUX FALLS, SD 57109

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 713 Winfield Cir was $4,952 with a homeowner's exemption.

Source: Woodbury County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Woodbury County
Municipality	Sergeant Bluff City
Unified School District	Sergeant Bluff-Luton Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,952.00 Homeowner's exemption	$336,400 Land $52,110 Building $284,290	$336,400 Land $52,110 Building $284,290
2023	$4,498.00 (+2.13%) Homeowner's exemption	$311,160 Land $42,280 Building $268,880	$311,160 Land $42,280 Building $268,880
2022	$4,404.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 713 Winfield Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 713 Winfield Cir is low, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 68% of Iowa
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SERGEANT BLUFF WATER SUPPLY serves 5,015 people · EPA ID IA9774033
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Long Lines Metro Fiber · Cable in parts of the area	1,000 / 1,000
Sparklight Cable	1,000 / 50
Nextlink Fixed Wireless	300 / 75

May also be available: ImOn Communications, Verizon.

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