713 Sutter Ln, Ione, CA 95640 Property Records

Amador County property record for 713 Sutter Ln, Ione, CA 95640

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,072 sqft · built 1987
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$252,000 (Jun 2021)
Tax Bill	$2,977 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`004-023-005-000`

Property Details

APN / Parcel Number

Primary APN	`004-023-005-000`
Alternative APN	`0402300500`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,072 sqft Living Area
1st Floor Area	1,072 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1988
Construction Type	Wood
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	713 SUTTER LN
City	IONE
State	CA
Zip	95640-9772
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NC
Legal Description	LOT 13 CASTLE VIEW ESTATES
Legal Subdivision	CASTLE VIEW ESTATES
Legal Lot Number	13
Jurisdiction	AMADOR CA
Township / Civil Division	IONE
Census Block Group	3
Census Block	3010
Census Tract	303

Owner

Source: Amador County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	713 SUTTER LN, IONE, CA 95640-9772
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2026	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORPORATION
Jun 3, 2021	Grant Deed, Transfer · FHA Mortgage EQUITY PRIME MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2021 · Amount on Record
Deed Sale	Jun 3, 2021 · Amount on Record
Deed Document Number	20216597
Prior Transfer Date	May 20, 2005
Prior Transfer Doc	0000017497
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMADOR CA
Recording Date	Aug 10, 2026
Property Address	713 SUTTER LN, IONE, CA 95640-9772
Document Number	0000004625
Instrument Date	Apr 16, 2026
Instrument	20264625
Transaction Type	Mortgage
Record Updated	Aug 18, 2026
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	713 SUTTER LN, IONE, CA 95640-9772

Mortgage

Document Number	0000004625,
Date	Aug 10, 2026
Instrument	20264625

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.22%
Max Rate	-1%

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	AMADOR CA
Recording Date	Jun 3, 2021
Property Address	713 SUTTER LN, IONE, CA 95640-9772
Document Number	0000006597
Map Reference	MB 5 PG 33
Instrument Date	May 28, 2021
Instrument	2021-0006597
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	713 SUTTER LN, IONE, CA 95640-9772

Mortgage

Document Number	0000006598
Date	Jun 3, 2021
Instrument	2021-0006598

Lender

Name	EQUITY PRIME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Amador County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Amador County
Municipality	Ione City
Unified School District	Amador County Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$158,697 (+2%) Land $51,986 Building $106,711
2025	$2,977.00 (+106.45%) Homeowner's exemption	$155,586 (+4.04%) Land $50,967 Building $104,619
2024			$304,830
2023	$1,442.00 (-35.05%) Homeowner's exemption	$149,546 Land $48,989 Building $100,557
2022	$2,220.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 74% of California
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AWA, IONE serves 7,227 people · EPA ID CA0310002
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Volcano Vision Fiber · Cable in parts of the area	1,000 / 1,000
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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