713 Sunset Ln, O Fallon, MO 63366 Property Records

St. Charles County property record for 713 Sunset Ln, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	5 bd · 6.5 ba · 6,818 sqft · built 2001
Lot Size	3.33 acres (145,055 sqft)
Owner	2 Individual Names on File
Last Sale	$800,000 (Sep 2023)
Tax Bill	$8,699 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Sep 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`335610A000`

Property Details

APN / Parcel Number

Primary APN	`335610A000`
Alternative APN	`2-050D-4371-00-0009.1000000`

Interior

Bedrooms	5 Beds
Full Baths	6.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	6,818 sqft Living Area
Gross Area	9,182 sqft
1st Floor Area	3,428 sqft
Basement Area	3,428 sqft
Finished Basement	2,000 sqft
Unfinished Basement	1,428 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Bi-Level
Exterior Material	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	145,055 sqft
Garage Type	Attached
Garage Area	936 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	56 sqft
Deck Area	Deck Area
Patio Area	337 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	335610A000
Street Address	713 SUNSET LN
City	O FALLON
State	MO
Zip	63366-2114
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AA1
Legal Description	OFALLON GARDENS PT LOT 8 & 9
Legal Subdivision	OFALLON GARDENS
Legal Lot Number	9
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	3
Census Block	3008
Census Tract	311802

Owner

713 Sunset Ln is owned and occupied by two individuals who bought it in September 2023.

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	713 SUNSET LN, O FALLON, MO 63366-2114
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage PHH MORTGAGE SERVICES CORP
Sep 7, 2023	Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 7, 2023 · Amount on File
Deed Sale	Sep 7, 2023 · Amount on File
Prior Sale	Jul 25, 2018 · Amount on File
Deed Document Number	202336566
Prior Transfer Date	Jan 24, 2018
Prior Transfer Doc	0068730663
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	713 SUNSET LN, O FALLON, MO 63366-2114
Transaction Type	Mortgage
Record Updated	Jan 17, 2024
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	713 SUSET LN, O FALLON, MO 63366-2114

Mortgage

Document Number	0000010667
Date	Feb 23, 2022
Instrument	2022R-010667

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Sep 7, 2023
Property Address	713 SUNSET LN, O FALLON, MO 63366-2114
Document Number	0000036566
Map Reference	MB 5 PG 8
Instrument Date	Aug 31, 2023
Instrument	2023R-036566
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	246 WABASH WOODS WAY, O FALLON, MO 63366-2659

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	713 SUNSET LN, O FALLON, MO 63366-2114

Mortgage

Document Number	0000036567
Date	Sep 7, 2023
Instrument	2023R-036567

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company
Address	COLUMBIA, MO 65201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 713 Sunset Ln was $8,699.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$136,187 (-)	$716,776 (-) Land $91,908 Building $624,868
2025	$8,699.00	$136,187	$716,776 Land $91,908 Building $624,868
2023		$130,024
2022			$684,340 Land $79,920 Building $604,420

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 713 Sunset Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 713 Sunset Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon, Wisper ISP.

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