713 Schaefer Ave, Oradell, NJ 07649 Property Records

Bergen County and Oradell Borough property record for 713 Schaefer Ave, Oradell, NJ 07649

Property Summary

Property TypeSingle Family Home
Details2,146 sqft · built 1957
Lot Size0.213 acres (9,265 sqft)
Owner2 Individual Names on Record
Last Sale$540,000 (Feb 2017)
Tax Bill$16,508 (2025)
Deeds & MortgagesAug 2023 Line of Credit
Jun 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN44-00324-0000-00008

Property Details

APN / Parcel Number

Primary APN44-00324-0000-00008
Alternative APNs
  • 440032400008
  • 158400

Interior

Stories1 Story
Building Area2,146 sqft Living Area
1st Floor Area2,146 sqft

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Architectural StyleRanch
Construction TypeFrame
Lot Area9,265 sqft (0.213 acres)
Lot Dimensions109 ft deep x 85 ft wide
Parking Spaces2 Parking Spaces

Location & Zoning

Account Number158400
Street Address713 SCHAEFER AVE
CityORADELL
StateNJ
Zip07649-2532
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR4
Legal Description85X109
Legal SubdivisionSCHAEFFER VILLAGE INC
Legal Block324
Legal Lot Number8
JurisdictionBERGEN NJ
Township / Civil DivisionORADELL
Census Block Group3
Census Block3010
Census Tract40002

Owner

Source: Bergen County and Oradell Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address713 SCHAEFER AVE, ORADELL, NJ 07649-2532
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 31, 2023Deed of Trust, Mortgage · Line of Credit
AFFINITY FCU
Jun 24, 2021Deed of Trust, Mortgage · Conventional Mortgage
NEW JERSEY LENDERS CORP
Mar 30, 2021Deed of Trust, Mortgage · Conventional Mortgage
NEW JERSEY LENDERS CORP
Feb 22, 2017Grant Deed, Transfer · FHA Mortgage
NJ LENDERS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 22, 2017 · Amount on Record
Deed SaleFeb 22, 2017 · Amount on Record
Deed Document Number201716750
Deed Book / Page2542 / 2109
Record UpdatedSep 20, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address713 SCHAEFER AVE, ORADELL, NJ 07649-2532
Transaction TypeMortgage
Record UpdatedOct 11, 2023
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0050721417
DateAug 31, 2023
Book Page5072/1417
Instrument2023057503
Lender
NameAFFINITY FCU
TypeCredit Union
AddressBASKING RIDGE, NJ 07920
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 30, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address713 SCHAEFER AVE, ORADELL, NJ 07649-2532
Transaction TypeMortgage
Record UpdatedAug 30, 2021
Title CompanyTWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0042330098
DateJun 24, 2021
Book Page4233/98
Instrument2021101681
Lender
NameNEW JERSEY LENDERS CORP
TypeMortgage Company
AddressLITTLE FALLS, NJ 07424
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJun 1, 2041

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address713 SCHAEFER AVE, ORADELL, NJ 07649-2532
Transaction TypeMortgage
Record UpdatedMay 7, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0040450467
DateMar 30, 2021
Book Page4045/467
Instrument2021046268
Lender
NameNEW JERSEY LENDERS CORP
TypeMortgage Company
AddressLITTLE FALLS, NJ 07424
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term354 Months
DueSep 1, 2050

February 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionBERGEN NJ
Recording DateFeb 22, 2017
Property Address713 SCHAEFER AVE, ORADELL, NJ 07649-2532
Document Number0025422109
Book / Page002542 / 002109
Instrument DateFeb 8, 2017
Transaction TypeTransfer
Record UpdatedApr 4, 2017
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$540.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address713 SCHAEFER AVE ORADELL NJ 076492532, ORADELL, NJ 07649-2532

Mortgage

Document Number25422114
DateFeb 22, 2017
Book Page002542/002114
Lender
NameNJ LENDERS
AddressLITTLE FALLS, NJ 07424
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 21, 2047

Tax Assessment & Valuation

Source: Bergen County and Oradell Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityOradell Borough
Elementary School DistrictOradell Borough School District (KG - 06)
Secondary School DistrictRiver Dell Regional School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$754,400 (+4.88%) Land $427,400 Building $327,000$754,400 (+4.88%) Land $427,400 Building $327,000
2025$16,508.00 (+6.3%)$719,300 (+26.66%) Land $401,900 Building $317,400$719,300 (+26.66%) Land $401,900 Building $317,400
2024$15,529.00 (+6.85%)
2023$567,900 Land $287,400 Building $280,500$567,900 Land $287,400 Building $280,500
2022$14,533.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1979–2021)
Claims Outside the SFHA1 of 2
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 94% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW JERSEY HACKENSACK
private · serves 792,713 people · EPA ID NJ0238001
Water SourceSurface water
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
Jan 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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