713 S Willow Dr, Surfside Beach (Myrtle Beach), SC 29575 Property Records

Horry County property record for 713 S Willow Dr, Surfside Beach, SC 29575

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,800 sqft · built 2000
Lot Size	0.219 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$525,000 (Feb 2021)
Tax Bill	$8,028 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage Sep 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`461-09-02-0003`

Property Details

APN / Parcel Number

Primary APN	`461-09-02-0003`
Alternative APN	`1950344004`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,800 sqft Living Area

Exterior

Year Built	Built 2000
Architectural Style	Conventional
Exterior Material	Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.219 acres)
Garage Type	Carport
Carport	Carport
Carport Area	866 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Deck Area	108 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Old Parcel Number	1950344004
Street Address	713 S WILLOW DR
City	SURFSIDE BEACH
State	SC
Zip	29575-3445
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	FLORAL LAKE; LT 5 BL 3
Legal Subdivision	FLORAL LAKE
Legal Block	3
Legal Lot Number	5
Jurisdiction	HORRY SC
Township / Civil Division	MYRTLE BEACH
Census Block Group	1
Census Block	1050
Census Tract	51202

Owner

713 S Willow Dr is owned by an individual who bought it in February 2021.

Source: Horry County records, as of February 5, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	257 DUTCH LN, PITTSBURGH, PA 15236-4342
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2021	Warranty Deed, Transfer · Conventional Mortgage AMERISERV FINANCIAL BANK
Sep 15, 2017	Grant Deed, Transfer · Conventional Mortgage CONWAY NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 23, 2021 · Amount on File
Deed Sale	Feb 23, 2021 · Amount on File
Prior Sale	Sep 15, 2017 · Amount on File
Deed Document Number	0043921430
Deed Book / Page	4392 / 1430
Record Updated	Jun 8, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HORRY SC
Recording Date	Feb 23, 2021
Property Address	713 S WILLOW DR, SURFSIDE BEACH, SC 29575-3445
Document Number	0043921430
Book / Page	4392 / 1430
Instrument Date	Feb 18, 2021
Transaction Type	Transfer
Record Updated	Mar 19, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 HERSUM WAY, WALTHAM, MA 02451-1345

Mortgage

Document Number	63440000000526
Date	Feb 23, 2021
Book Page	0000006344/0000000526

Lender

Name	AMERISERV FINANCIAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HORRY SC
Recording Date	Sep 15, 2017
Property Address	713 S WILLOW DR, SURFSIDE BEACH, SC 29575-3445
Document Number	4043/0579
Book / Page	004043 / 000579
Instrument Date	Sep 15, 2017
Instrument	107764
Transaction Type	Transfer
Record Updated	Mar 3, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,406.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 15304 SURFSIDE BEACH SC 295875304, SURFSIDE BEACH, SC 29587-5304

Mortgage

Document Number	5918/2827
Date	Sep 15, 2017
Book Page	005918/002827

Lender

Name	CONWAY NAT'L BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Sep 14, 2022

Tax Assessment & Valuation

The 2025 property tax bill for 713 S Willow Dr was $8,028.

Source: Horry County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Horry County
Municipality	Surfside Beach Town
Unified School District	Horry County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,028.00		$618,342 (-) Land $368,500 Building $249,842
2024		$37,101 (+48.47%) Land $22,110 Building $14,991	$618,342 (+48.47%) Land $368,500 Building $249,842
2023		$24,989 Land $8,921 Building $16,068	$416,480 Land $148,680 Building $267,800
2021	$5,687.00	$16,659 Land $5,947 Building $10,712	$416,480 Land $148,680 Building $267,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 713 S Willow Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 292 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	624 units insured incl. 332 condo units
Nearby Flood Claims	86 (1989–2024)
Claims Outside the SFHA	34 of 86
Most Recent Claim	Oct 2024 · tidal / storm surge
Claims by Event	Hurricane Ian, Oct 2022 · 15 claims Hurricane Matthew, Oct 2016 · 10 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 713 S Willow Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of South Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAND STRAND W&SA/BULL CREEK serves 252,840 people · EPA ID SC2620004
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 590 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
HTC Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, T-Mobile.

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