713 S 7th St, Brainerd, MN 56401 Property Records

Crow Wing County property record for 713 S 7th St, Brainerd, MN 56401

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,624 sqft · built 1917
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$242,500 (Jul 2026)
Tax Bill	$1,794 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage May 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09196189014Z009`

Property Details

APN / Parcel Number

Primary APN	`09196189014Z009`
Alternative APNs	`41240782` `153233`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	1,624 sqft Living Area
1st Floor Area	1,168 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1985
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,970 sqft (0.16 acres)
Garage Area	324 sqft
Driveway	Driveway
Porch	Slab

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	153233
Street Address	713 S 7TH ST
City	BRAINERD
State	MN
Zip	56401-4030
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N. 50 FT OF LOTS 14 THRU 18 INCLUSIVE BLOCK 189 AND W. 15 FT OF N. 50 FT OF LOT 13 BLOCK 189
Legal Range	31W
Legal Township	45N
Legal Section	24
Legal Subdivision	TOWN OF BRAINERD FIRST ADDITION TO BRA
Legal Block	189
Legal Lot Number	13-18
Jurisdiction	CROW WING MN
Township / Civil Division	BRAINERD
Census Block Group	4
Census Block	4040
Census Tract	951100

Owner

Source: Crow Wing County records, as of August 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	713 S 7TH ST, BRAINERD, MN 56401-4030
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Warranty Deed, Transfer · Conventional Mortgage UNION FEDERAL CREDIT UNION
May 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2026 · Amount on Record
Deed Sale	Jul 27, 2026 · Amount on Record
Prior Sale	Nov 10, 2016 · Amount on Record
Deed Document Number	20261027124
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CROW WING MN
Recording Date	Jul 27, 2026
Property Address	713 S 7TH ST, BRAINERD, MN 56401-4030
Document Number	0001027124
Instrument Date	Jul 15, 2026
Instrument	20261027124
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	ELITE TITLE AND ESCROW, ELITE TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$80,825.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	713 S 7TH ST, BRAINERD, MN 56401-4030

Mortgage

Document Number	0001027125,
Date	Jul 27, 2026
Instrument	20261027125

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CROW WING MN
Recording Date	May 29, 2026
Property Address	713 S 7TH ST, BRAINERD, MN 56401-4030
Document Number	0001024336
Instrument Date	May 13, 2026
Instrument	20261024336
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ELITE TITLE AND ESCROW, ELITE TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	713 S 7TH ST, BRAINERD, MN 56401-4030

Mortgage

Document Number	0001024336,
Date	May 29, 2026
Instrument	20261024336

Lender

Name	AMERICAN NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	73 Months
Due	Jun 18, 2032

Interest

Rate	6.3%
Max Rate	-1%

Tax Assessment & Valuation

Source: Crow Wing County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Crow Wing County
Municipality	Brainerd City
Unified School District	Brainerd Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,794.00 (+3.94%) Homeowner's exemption	$194,400 (+0.21%) Land $38,300 Building $156,100	$194,400 (+0.21%) Land $38,300 Building $156,100
2025		$194,000 (+10.1%) Land $38,600 Building $155,400	$194,000 (+10.1%) Land $38,600 Building $155,400
2023	$1,726.00 Homeowner's exemption	$176,200 Land $39,600 Building $136,600	$176,200 Land $39,600 Building $136,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 15, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Brainerd serves 14,670 people · EPA ID MN1180002
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2025) action level 15 ppb
Copper	1.63 mg/L (2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: CTC, Verizon.

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