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713 River Rd, Murray, KY 42071 Property Records

Calloway County property record for 713 River Rd, Murray, KY 42071

Property Summary

Property TypeCommercial
Lot Size10.2 acres (446,926 sqft)
OwnerCompany Name on File
Last Sale$180,000 (Apr 2023)
Tax Bill$2,148 (2025)
Deeds & MortgagesJan 2026 Line of Credit
Jan 2026 Line of Credit
+ 6 more
Flood ZoneZone X (minimal risk)
APN051-0-0056-F

Property Details

APN / Parcel Number

Primary APN051-0-0056-F
Alternative APNs
  • 109791
  • 44211

Exterior

Lot Area446,926 sqft (10.2 acres)

Location & Zoning

Account Number109791
Street Address713 RIVER RD
CityMURRAY
StateKY
Zip42071-2685
Property CategoryCommercial
Property TypeCommercial > Retail
Legal Description713 RIVER ROAD
Legal SubdivisionULIS WOODS MINOR SUBDIVISION
JurisdictionCALLOWAY KY
Township / Civil DivisionMURRAY
Census Block Group4
Census Block4061
Census Tract10500

Owner

713 River Rd, a commercial property, is owned by a company that bought it in April 2023.

Source: Calloway County records, as of March 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address713 RIVER RD, MURRAY, KY 42071-2685
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Jan 22, 2026Deed of Trust, Mortgage · Line of Credit
COMMUNITY FINANCIAL SERVICES BANK
Jan 22, 2026Deed of Trust, Mortgage · Line of Credit
COMMUNITY FINANCIAL SERVICES BANK
Dec 23, 2019Deed of Trust, Mortgage · Commercial Mortgage
FIRST FINANCIAL BANK NA
Aug 29, 2024Deed of Trust, Mortgage · Commercial Mortgage
COMMUNITY FINANCIAL SERVICES BANK
Sep 6, 2024Deed of Trust, Mortgage · Line of Credit
COMMUNITY FINANCIAL SERVICES BANK
Dec 3, 2025Warranty Deed, Transfer
Dec 3, 2025Warranty Deed, Transfer · Commercial Mortgage
COMMUNITY FINANCIAL SERVICES BANK
Jun 20, 2019Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 12, 2023 · Amount on File
Deed SaleApr 12, 2023 · Amount on File
Prior SaleJun 16, 2022 · Amount on File
Deed Document Number2023683061
Deed Book / Page1412 / 73
Prior Transfer DateApr 6, 2023
Prior Transfer Doc0000683061
Record UpdatedOct 29, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALLOWAY KY
Property Address713 RIVER RD, MURRAY, KY 42071-2685
Transaction TypeMortgage
Record UpdatedFeb 4, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address713 RIVER RD, MURRAY, KY 42071-2685

Mortgage

Document Number001529/657
DateJan 22, 2026
Book Page1529/657
Instrument724173
Lender
NameCOMMUNITY FINANCIAL SERVICES BANK
TypeBank
AddressPO BOX 467, BENTON, KY 42025
Agreement
TypeLine of Credit
AmountAmount on Record
Term44 Months
DueSep 10, 2029
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALLOWAY KY
Property Address713 RIVER RD, MURRAY, KY 42071-2685
Transaction TypeMortgage
Record UpdatedFeb 4, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address713 RIVER RD, MURRAY, KY 42071-2685

Mortgage

Document Number001529/643
DateJan 22, 2026
Book Page1529/643
Instrument724172
Lender
NameCOMMUNITY FINANCIAL SERVICES BANK
TypeBank
AddressPO BOX 467, BENTON, KY 42025
Agreement
TypeLine of Credit
AmountAmount on Record
Term44 Months
DueSep 10, 2029
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALLOWAY KY
Property Address713 RIVER RD, MURRAY, KY 42071-2685
Transaction TypeMortgage
Record UpdatedJan 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001238/122
DateDec 23, 2019
Book Page1238/122
Instrument638665
Lender
NameFIRST FINANCIAL BANK NA
TypeBank
AddressMURRAY, KY 42071
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term240 Months
DueDec 13, 2039
Interest
Rate TypeAdjustable Rate

August 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALLOWAY KY
Property Address713 RIVER RD, MURRAY, KY 42071-2685
Transaction TypeMortgage
Record UpdatedJan 27, 2026
Title CompanyHOME TEAM TITLE, HOME TEAM TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address713 RIVER RD, MURRAY, KY 42071-2685

Mortgage

Document Number001469/587
DateAug 29, 2024
Book Page1469/587
Instrument691122
Lender
NameCOMMUNITY FINANCIAL SERVICES BANK
TypeBank
AddressPO BOX 467, BENTON, KY 42025
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term240 Months
DueAug 25, 2044
Interest
Rate TypeAdjustable Rate

September 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALLOWAY KY
Property Address713 RIVER RD, MURRAY, KY 42071-2685
Transaction TypeMortgage
Record UpdatedJan 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address713 RIVER RD, MURRAY, KY 42071-2685

Mortgage

Document Number001470/458
DateSep 6, 2024
Book Page1470/458
Instrument691250
Lender
NameCOMMUNITY FINANCIAL SERVICES BANK
TypeBank
AddressPO BOX 467, BENTON, KY 42025
Agreement
TypeLine of Credit
AmountAmount on Record
Term60 Months
DueSep 10, 2029
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCALLOWAY KY
Recording DateDec 3, 2025
Property Address713 RIVER RD, MURRAY, KY 42071-2685
Document Number001524/351
Book / Page1524 / 351
Map ReferenceMB 67 PG 44 SL 6557
Instrument DateDec 2, 2025
Instrument723383
Transaction TypeTransfer
Record UpdatedDec 23, 2025

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address713 RIVER RD, MURRAY, KY 42071-2685

Transferred To (Grantee/Buyer)

NameVerified Name
Address713 RIVER RD, MURRAY, KY 42071-2685

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCALLOWAY KY
Recording DateDec 3, 2025
Property Address713 RIVER RD, MURRAY, KY 42071-2685
Document Number001524/357
Book / Page1524 / 357
Map ReferenceMB 67 PG 44
Instrument DateDec 2, 2025
Instrument723384
Transaction TypeTransfer
Record UpdatedJan 28, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address713 RIVER RD, MURRAY, KY 42071-2685

Transferred To (Grantee/Buyer)

NameVerified Name
Address713 RIVER RD, MURRAY, KY 42071-2685

Mortgage

Document Number0000724043
DateDec 3, 2025
Instrument724043
Lender
NameCOMMUNITY FINANCIAL SERVICES BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term240 Months
DueDec 15, 2045
Interest
Rate TypeAdjustable Rate

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCALLOWAY KY
Recording DateJun 20, 2019
Property Address713 RIVER RD, MURRAY, KY 42071-2685
Document Number1216/492
Book / Page1216 / 492
Map ReferenceMB 11 PG 78
Instrument DateJun 19, 2019
Instrument634985
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2200 EDINBOROUGH DR, 2200, MURRAY, KY 42071-2725

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 869, MURRAY, KY 42071-0014

Tax Assessment & Valuation

The 2025 property tax bill for 713 River Rd was $2,148.

Source: Calloway County assessment roll, as of December 23, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyCalloway County
MunicipalityMurray City
Unified School DistrictMurray Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,148.00$600,000$600,000
2023$1,805.00$500,000$500,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 713 River Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims2 (2013–2016)
Claims Outside the SFHA1 of 2
Most Recent ClaimJul 2016 · Severe Storm, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 713 River Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMURRAY WATER SYSTEM
serves 26,302 people · EPA ID KY0180306
Water SourceGroundwater
Last State InspectionJul 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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