Chesapeake City property record for 713 Ridge Cir, Chesapeake, VA 23320
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2.5 ba · 1,254 sqft · built 1987 |
| Lot Size | 0.043 acres (630 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $139,900 (Sep 2015) |
| Tax Bill | $2,323 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Jan 2024 Refinance + 1 more |
| APN | 0377002000850 |
| Primary APN | 0377002000850 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,254 sqft Living Area |
| 1st Floor Area | 612 sqft |
| Upper Floors Area | 612 sqft |
| Utility Room | Utility Room |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 630 sqft (0.043 acres) |
| Patio Area | 612 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 713 RIDGE CIR |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23320-4854 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | RMF1: MULT |
| Legal Description | UNIT 713 KNELLS RIDGE CONDO PH TWO |
| Legal Subdivision | KNELLS RIDGE |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 20912 |
713 Ridge Cir, a condominium, is owned and occupied by two individuals who acquired it in December 2023.
Source: Chesapeake City records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 713 RIDGE CIR, CHESAPEAKE, VA 23320-4854 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 17, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FEDERAL CREDIT UNION |
| Jan 4, 2024 | Intrafamily Transfer, Transfer · Stand-Alone Refinance NAVY FEDERAL CREDIT UNION |
| Sep 20, 2023 | Transfer on Death Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 2, 2015 · Amount on File |
| Deed Sale | Sep 2, 2015 · Amount on File |
| Prior Sale | Aug 7, 2012 · Amount on File |
| Deed Document Number | 201524078 |
| Deed Book / Page | 9555 / 1680 |
| Last Transfer Date | Dec 27, 2023 |
| Transfer Doc | 010717/893 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Aug 17, 2026 |
| Property Address | 713 RIDGE CIR, CHESAPEAKE, VA 23320-4854 |
| Document Number | 0000021276 |
| Book / Page | 11013 / 376 |
| Instrument Date | Aug 11, 2026 |
| Instrument | 202621276 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER |
| Name | Verified Name |
|---|---|
| Address | 713 RIDGE CIR, CHESAPEAKE, VA 23320-4854 |
| Document Number | 0000021276, |
|---|---|
| Date | Aug 17, 2026 |
| Book Page | 11013/376 |
| Instrument | 202621276 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jan 4, 2024 |
| Property Address | 713 RIDGE CIR, CHESAPEAKE, VA 23320-4854 |
| Document Number | 010717/893 |
| Book / Page | 10717 / 893 |
| Instrument Date | Dec 27, 2023 |
| Instrument | 240000201 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 713 RIDGE CIR, CHESAPEAKE, VA 23320-4854 |
| Document Number | 010717/898 |
|---|---|
| Date | Jan 4, 2024 |
| Book Page | 10717/898 |
| Instrument | 240000202 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 1, 2029 |
| Change Frequency | 5 Years |
| Margin | 2 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Sep 20, 2023 |
| Property Address | 713 RIDGE CIR, CHESAPEAKE, VA 23320-4854 |
| Document Number | 10695/1571 |
| Book / Page | 10695 / 1571 |
| Instrument Date | Apr 8, 2023 |
| Instrument | 230019945 |
| Transaction Type | Transfer |
| Record Updated | Oct 4, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 713 RIDGE CIR, CHESAPEAKE, VA 23320-4854 |
The 2025 property tax bill for 713 Ridge Cir was $2,323.
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $238,000 (+3.48%) Land $90,000 Building $148,000 | $238,000 (+3.48%) Land $90,000 Building $148,000 | |
| 2025 | $2,323.00 | $230,000 Land $85,000 Building $145,000 | $230,000 Land $85,000 Building $145,000 |
| 2023 | $197,500 Land $70,000 Building $127,500 | $197,500 Land $70,000 Building $127,500 | |
| 2019 | $1,513.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 713 Ridge Cir; 4 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 713 Ridge Cir has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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