713 Pepper Ln, O Fallon, MO 63366 Property Records

St. Charles County property record for 713 Pepper Ln, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,308 sqft · built 1983
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$88,900 (Jun 1998)
Tax Bill	$2,353 (2025)
Deeds & Mortgages	Feb 2026 Transfer Dec 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`196990A051`

Property Details

APN / Parcel Number

Primary APN	`196990A051`
Alternative APN	`2-051B-5582-00-0023.0000000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,308 sqft Living Area
Gross Area	1,887 sqft
1st Floor Area	768 sqft
Basement Area	720 sqft
Finished Basement	540 sqft
Unfinished Basement	180 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	24 sqft
Deck Area	Deck Area
Patio Area	304 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	196990A051
Street Address	713 PEPPER LN
City	O FALLON
State	MO
Zip	63366-1869
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AD4
Legal Description	WILLOW RUN #2C LOT 23
Legal Subdivision	WILLOW RUN #2C
Legal Lot Number	23
Jurisdiction	ST CHARLES MO
Township / Civil Division	O'FALLON
Census Block Group	4
Census Block	4008
Census Tract	311602

Owner

713 Pepper Ln is owned and occupied by an individual who acquired it in December 2022.

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	713 PEPPER LN, O FALLON, MO 63366-1869
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2026	Intrafamily Transfer, Transfer
Dec 19, 2022	Beneficiary Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 1998 · Amount on File
Deed Sale	Jun 26, 1998 · Amount on File
Deed Document Number	199850636
Deed Book / Page	2094 / 250
Last Transfer Date	Dec 19, 2022
Transfer Doc	0000066422
Record Updated	Sep 20, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Feb 24, 2026
Property Address	713 PEPPER LN, O FALLON, MO 63366-1869
Document Number	0000008489
Map Reference	MB 22 PG 121
Instrument Date	Feb 24, 2026
Instrument	2026R-008489
Transaction Type	Transfer
Record Updated	Mar 11, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	713 PEPPER LN, O FALLON, MO 63366-1869
Investor	Possibly a Property Investor

December 2022: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST CHARLES MO
Recording Date	Dec 19, 2022
Property Address	713 PEPPER LN, O FALLON, MO 63366-1869
Document Number	0000066422
Map Reference	MB 22 PG 121
Instrument Date	Dec 19, 2022
Instrument	2022R-066422
Transaction Type	Transfer
Record Updated	Jan 3, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	713 PEPPER LN, O FALLON, MO 63366-1869
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 713 Pepper Ln was $2,353, up 0.6% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$36,362 (-)	$191,381 (-) Building $191,381
2025	$2,353.00 (+0.6%)	$36,362	$191,381 Building $191,381
2024	$2,339.00
2023		$35,101
2022			$184,742 Land $40,000 Building $144,742

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 713 Pepper Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 713 Pepper Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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