713 Olson Dr, Dover, ID 83825 Property Records

Bonner County property record for 713 Olson Dr, Dover, ID 83825

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 4,759 sqft · built 2022
Lot Size	1.29 acres (56,323 sqft)
Owner	2 Individual Names on Record
Last Sale	$4,362,400 (Jul 2022)
Tax Bill	$16,334 (2026)
Deeds & Mortgages	Dec 2020 Mortgage Jul 2022 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`RPD376701B0040A`

Property Details

APN / Parcel Number

Primary APN	`RPD376701B0040A`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	4,759 sqft Finished Area
1st Floor Area	4,759 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	56,323 sqft (1.29 acres)
Lot Width	100 ft Width
Garage Type	Attached
Garage Area	897 sqft
Parking Spaces	4 Parking Spaces
Boat Lift	Boat Lift
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	713 OLSON DR
City	DOVER
State	ID
Zip	83825
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Description	31-57N-2W DOVER BAY PUD REPLAT WEST BEACH COURT-WEST BLK 1B LOT 4
Legal Range	02W
Legal Township	57N
Legal Section	31
Legal Subdivision	DOVER BAY PUD
Legal Block	1B
Legal Lot Number	4
Jurisdiction	BONNER ID
Township / Civil Division	SANDPOINT
Census Block Group	1
Census Block	1043
Census Tract	950402

Owner

Source: Bonner County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10926 TIETON DR, YAKIMA, WA 98908-8774
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage NORTHWEST EQUITY SOLUTIONS INC
Jul 27, 2022	Warranty Deed, Transfer · Conventional Mortgage LOWER LLC
Oct 1, 2018	Intrafamily Transfer, Transfer · ARM MOUNTAIN WEST BANK
Jun 22, 2018	Warranty Deed, Transfer · ARM US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2022 · Amount on Record
Deed Sale	Jul 27, 2022 · Amount on Record
Prior Sale	Oct 1, 2018 · Amount on Record
Deed Document Number	20221008974
Prior Transfer Date	Sep 28, 2018
Prior Transfer Doc	0000928727
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	713 OLSON DR, DOVER, ID 83825-0048
Transaction Type	Mortgage
Record Updated	Oct 12, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000971558
Date	Dec 4, 2020
Instrument	971558

Lender

Name	NORTHWEST EQUITY SOLUTIONS INC
Type	Non-Lending Institution
Address	SPOKANE, WA 99201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	Jul 27, 2022
Property Address	713 OLSON DR, DOVER, ID 83825-0048
Document Number	0001008974
Map Reference	MB 12 PG 48
Instrument Date	Jul 26, 2022
Instrument	1008974
Transaction Type	Transfer
Record Updated	Oct 12, 2023
Title Company	NOT AVAILABLE, TITLEONE SANDPOINT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10926 TIETON DR, YAKIMA, WA 98908-8774

Mortgage

Document Number	0001008975
Date	Jul 27, 2022
Instrument	1008975

Lender

Name	LOWER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 21, 2027
Change Frequency	5 Years
Min Rate At Change	3.5%
Max Rate At Change	7.37%
Index	5-Year CMT
Margin	2
Max Rate	10.3%

October 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BONNER ID
Recording Date	Oct 1, 2018
Property Address	713 OLSON DR, DOVER, ID 83825-0048
Document Number	0000928727
Map Reference	MB12 PG48
Instrument Date	Sep 28, 2018
Instrument	928727
Transaction Type	Transfer
Record Updated	Oct 12, 2023
Title Company	SANDPOINT TITLE INSURANCE, SANDPOINT TITLE INS

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	27450 NE AMES LAKE RD, REDMOND, WA 98053-9027

Mortgage

Document Number	0000928728
Date	Oct 1, 2018
Instrument	928728

Lender

Name	MOUNTAIN WEST BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Sep 1, 2025
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	9.5%
Index	1-Year LIBOR
Max Rate	9.5%

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	Jun 22, 2018
Property Address	713 OLSON DR, DOVER, ID 83825-0048
Document Number	0000923548
Map Reference	MB12 PG48
Instrument Date	Jun 21, 2018
Instrument	923548
Transaction Type	Transfer
Record Updated	Oct 12, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27450 NE AMES LAKE RD, REDMOND, WA 98053-9027

Mortgage

Document Number	0000923549
Date	Jun 22, 2018
Instrument	923549

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Jul 1, 2021
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	7.87%
Index	1-Year CMT
Max Rate	11.8%

Tax Assessment & Valuation

Source: Bonner County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Municipality	Dover City
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$16,334.00	$4,385,033 (+23.03%) Land $2,174,484 Building $2,210,549	$4,385,033 (+23.03%) Land $2,174,484 Building $2,210,549
2025	$16,334.00 (+485.24%)	$3,564,214 (+69.71%) Land $1,980,384 Building $1,583,830	$3,564,214 (+69.71%) Land $1,980,384 Building $1,583,830
2023	$2,791.00	$2,100,240 Land $589,752 Building $1,510,488	$2,100,240 Land $589,752 Building $1,510,488

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 95% of Idaho
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ting Fiber	1,000 / 1,000
Vyve Broadband Cable	1,000 / 50
MountainLink Fixed Wireless	250 / 50

May also be available: Ziply Fiber.

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