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713 N Emerald Dr, Key Largo, FL 33037 Property Records

Monroe County property record for 713 N Emerald Dr, Key Largo, FL 33037 · Last verified December 2025

Property Summary

Property TypeMobile Home
Details2 bd · 2 ba · 576 sqft · built 1979
Lot Size0.103 acres (4,500 sqft)
OwnerIndividual Name on File
Last Sale$190,000 (Apr 2022)
Tax Bill$2,574 (2024)
Deeds & MortgagesApr 2022 Assignment
Jun 2020 Loan Modification
+ 1 more
Flood ZoneZone X (moderate risk)
APN00486851-003700

Property Details

APN / Parcel Number

Primary APN00486851-003700
Alternative APNs
  • 12623800486851003700
  • 1596809

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area576 sqft Living Area
1st Floor Area792 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1994
Exterior MaterialMetal
Construction TypeWood
Foundation TypeBlock
Roof TypeFlat
Roof MaterialOther
Lot Area4,500 sqft (0.103 acres)
Lot Dimensions90 ft deep x 50 ft wide
Garage TypeCarport
CarportCarport

Exterior Amenities

Pool TypePublic / Commercial Pool
PorchEnclosed Porch
Porch Area384 sqft
Patio Area40 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number1596809
Old Parcel Number12623800486851003700
Street Address713 N EMERALD DR
CityKEY LARGO
StateFL
Zip33037-3850
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionPLAT OF SURVEY OF LIME GROVE ESTS PB5-52 PT TR 1 & PT GOVT LOT 3 SEC 12 TWP 62 RGE 38 SILVER SHORES MOBILE HOME PARK LOT 713
Legal Range38E
Legal Township62S
Legal Section12
Legal SubdivisionSILVER SHORES MOBILE HOMES
Legal Tract1
Legal Lot Number3,713
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group2
Census Block2007
Census Tract970600

Owner

Source: Monroe County records · APN 00486851-003700

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address15294 SW 35TH TER, MIAMI, FL 33185-4822
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 13, 2022Assignment of Lease, Transfer
ABSOLUTE FIRST TITLE LLC
Jun 28, 2020Loan Modification, Mortgage
NOT AVAILABLE
Jun 14, 2018Loan Modification, Mortgage · Conventional Mortgage
CENTENNIAL BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 01, 2022 · Amount on Record
Deed SaleApr 01, 2022 · Amount on Record
Deed Document Number0003167582
Record UpdatedJun 08, 2026

April 2022: Assignment of Lease, Transfer

Document TypeAssignment of Lease
JurisdictionMONROE FL
Recording DateApr 13, 2022
Property Address713 N EMERALD DR, KEY LARGO, FL 33037-3850
Document Number0031670582
Book / Page3167 / 582
Map ReferenceMB 5 PG 52
Instrument DateApr 12, 2022
Instrument2370745
Transaction TypeTransfer
Record UpdatedMay 05, 2022
Title CompanyABSOLUTE FIRST TITLE LLC

Transaction

AmountAmount Recorded
Tax$1,330.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address458 DONALD B MUNRO DRIVE, 458, OTTAWA XX

Transferred To (Grantee/Buyer)

NameVerified Name
Address15294 SW 35TH TER, MIAMI, FL 33185-4822

June 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMONROE FL
Property Address713 N EMERALD DR, KEY LARGO, FL 33037-3850
Document Number0030340474
Instrument DateJun 28, 2020
Transaction TypeMortgage
Record UpdatedAug 28, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address713 N EMERALD DR KEY LARGO FL 330373850, KEY LARGO, FL 33037-3850

June 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMONROE FL
Property Address713 N EMERALD DR, KEY LARGO, FL 33037-3850
Document Number0029140430
Instrument DateJun 14, 2018
Transaction TypeMortgage
Record UpdatedAug 02, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address713 N EMERALD DR KEY LARGO FL 330373850, KEY LARGO, FL 33037-3850

Mortgage

Document Number0029140430
DateJun 27, 2018
Book Page002914/000430
Instrument2175640
Lender
NameCENTENNIAL BK
TypeBank
AddressKEY LARGO, FL 33037
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term24 Months
DueJun 26, 2020

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$281,897 (+15.75%) Land $247,500 Building $34,397$281,897 (+15.75%) Land $247,500 Building $34,397
2024$2,574.00 (+0.78%)
2023$2,554.00 (+152.62%)$243,530 (+162.61%) Land $211,500 Building $32,030$243,530 (+26.84%) Land $211,500 Building $32,030
2022$1,011.00 Senior Citizen's exemption$92,735$191,997 Land $157,500 Building $34,497

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120879706002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 425 individual NFIP policies nearby
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies957 units insured
532 under condo master policies
Nearby Flood Claims227 (1982–2022)
Claims Outside the SFHA13 of 227
Most Recent ClaimSep 2022, other causes, Hurricane Ian
Claims By Storm
  • Hurricane Irma, Sep 2017 · 156 claims
  • Hurricane Irene, Oct 1999 · 11 claims
  • Hurricane Georges, Sep 1998 · 30 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 257 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Hotwire CommunicationsFiber8,000 / 8,000
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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