Kenton County property record for 713 Lytle Ave, Elsmere, KY 41018
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 1,792 sqft · built 1985 |
| Lot Size | 0.215 acres (9,375 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $147,000 (Oct 2020) |
| Tax Bill | $2,791 (2025) |
| Deeds & Mortgages | Oct 2020 Sale & Line of Credit Apr 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 004-30-21-237.00 |
| Primary APN | 004-30-21-237.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,792 sqft Finished Area |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Duplex Single |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 9,375 sqft (0.215 acres) |
| Lot Dimensions | 125 ft deep x 75 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Connected |
| Street Address | 713 LYTLE AVE |
|---|---|
| City | ELSMERE |
| State | KY |
| Zip | 41018-2333 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | WOODSIDE LOTS 765-766-793 75X125 ES LYTLE |
| Legal Subdivision | WOODSIDE ADDN |
| Legal Lot Number | 765-793 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 65600 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 711 LYTLE AVE, 713, ELSMERE, KY 41018-2333 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 5, 2020 | Warranty Deed, Transfer · Line of Credit THIRD FED'L S&L ASSN/CLEVELAND |
| Apr 27, 2018 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 5, 2020 · Amount on Record |
| Deed Sale | Oct 5, 2020 · Amount on Record |
| Prior Sale | Feb 19, 2004 · Amount on Record |
| Deed Document Number | 20205900224 |
| Deed Book / Page | 47 / 284 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Oct 5, 2020 |
| Property Address | 713 LYTLE AVE, ELSMERE, KY 41018-2333 |
| Document Number | 0000000224 |
| Book / Page | 000047 / 000284 |
| Instrument Date | Sep 28, 2020 |
| Instrument | 224 |
| Transaction Type | Transfer |
| Record Updated | Oct 28, 2020 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $147.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 711-713 LYTLE AVE ELSMERE KY 410182333, ELSMERE, KY 41018-2333 |
| Document Number | 225 |
|---|---|
| Date | Oct 5, 2020 |
| Book Page | 00M107/000225 |
| Instrument | 225 |
| Name | THIRD FED'L S&L ASSN/CLEVELAND |
|---|---|
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 4, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 713 LYTLE AVE, ELSMERE, KY 41018-2333 |
| Document Number | 0000000135 |
| Instrument Date | Apr 27, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2018 |
| Title Company | NORTHWEST TITLE AGENCY INC |
| Name | Verified Name |
|---|---|
| Address | 713 LYTLE AVE ELSMERE KY 410182333, ELSMERE, KY 41018-2333 |
| Document Number | 0000000135 |
|---|---|
| Date | Apr 30, 2018 |
| Book Page | 0C6400/000001 |
| Instrument | 135 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 29, 2033 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Elsmere City |
| Unified School District | Erlanger-Elsmere Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $183,800 (-) Land $25,000 Building $158,800 | $183,800 (-) Land $25,000 Building $158,800 | |
| 2025 | $2,791.00 (+1.31%) | $183,800 (-) Land $25,000 Building $158,800 | $183,800 (-) Land $25,000 Building $158,800 |
| 2023 | $2,755.00 | $183,800 Land $25,000 Building $158,800 | $183,800 Land $25,000 Building $158,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 485 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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