713 E Oliver St, Owosso, MI 48867 Property Records

Shiawassee County property record for 713 E Oliver St, Owosso, MI 48867

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,398 sqft · built 1930
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on Record
Last Sale$125,000 (Sep 2020)
Tax Bill$2,264 (2025)
Deeds & MortgagesSep 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN050-111-003-011-00

Property Details

APN / Parcel Number

Primary APN050-111-003-011-00

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Building Area1,398 sqft Living Area
1st Floor Area792 sqft
Basement Area792 sqft
Unfinished Basement792 sqft

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Architectural StyleCustom Design
Lot Area8,712 sqft (0.2 acres)
Garage Area312 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address713 E OLIVER ST
CityOWOSSO
StateMI
Zip48867-2443
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 11 BLK 3 CITY ASSESSORS PLAT 1
Legal SubdivisionOWOSSO
Legal Block3
Legal Lot Number11
JurisdictionSHIAWASSEE MI
Township / Civil DivisionOWOSSO
Census Block Group3
Census Block3002
Census Tract30500

Owner

Source: Shiawassee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address713 E OLIVER ST, OWOSSO, MI 48867-2443
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 8, 2020 · Amount on Record
Deed SaleSep 8, 2020 · Amount on Record
Prior SaleJul 27, 2011 · Amount on Record
Deed Document Number20203336403
Deed Book / Page1272 / 734
Prior Transfer DateJul 21, 2010
Prior Transfer Doc0011500273
Record UpdatedOct 29, 2026

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHIAWASSEE MI
Recording DateSep 8, 2020
Property Address713 E OLIVER ST, OWOSSO, MI 48867-2443
Document Number0012720734
Book / Page1272 / 734
Map ReferenceLB 1 PG 34
Instrument DateAug 28, 2020
Instrument3336403
Transaction TypeTransfer
Record UpdatedMay 25, 2021
Title CompanyCISLO TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$937.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1940 W STEWART ST, 1940, OWOSSO, MI 48867-4090

Transferred To (Grantee/Buyer)

NameVerified Name
Address713 E OLIVER ST, OWOSSO, MI 48867-2443

Mortgage

Document Number3336404
DateSep 8, 2020
Instrument3336404
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

Tax Assessment & Valuation

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyShiawassee County
MunicipalityOwosso City
Unified School DistrictOwosso Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$74,200 (+10.58%)$148,400 (+10.58%)
2025$2,264.00 (+4.91%) Homeowner's exemption$67,100 (+24.03%)$134,200 (+24.03%)
2023$2,158.00 Homeowner's exemption$54,100$108,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OWOSSO
serves 16,353 people · EPA ID MI0005120
Water SourceSurface water
Last State InspectionOct 2024
Lead9 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Nov 2022
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
DayStarr
Fiber
2,500 / 2,500
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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