713 E Lake St, Osakis, MN 56360 Property Records

Douglas County property record for 713 E Lake St, Osakis, MN 56360

Property Summary

Property Type	Single Family Home
Details	1,096 sqft · built 1966
Lot Size	0.237 acres (10,325 sqft)
Owner	2 Individual Names on Record
Last Sale	$110,000 (Aug 2019)
Tax Bill	$1,666 (2026)
Deeds & Mortgages	Jun 2026 Mortgage May 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`93-0277-000`

Property Details

APN / Parcel Number

Primary APN	`93-0277-000`

Interior

Stories	1 Story
Building Area	1,096 sqft Living Area
1st Floor Area	1,096 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Lot Area	10,325 sqft (0.237 acres)
Garage Area	392 sqft
Driveway	Concrete Driveway
Driveway Area	360 sqft
Parking Spaces	1 Parking Space
Deck Area	160 sqft

Location & Zoning

Street Address	713 E LAKE ST
City	OSAKIS
State	MN
Zip	56360-8271
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC-25 TWP-128 RANG-36 BOWMANS 1ST ADDN S 120 OF LOT 1 EX W 15
Legal Range	36
Legal Township	128
Legal Section	25
Legal Subdivision	BOWMANS 1ST ADDN
Legal Lot Number	1
Jurisdiction	DOUGLAS MN
Township / Civil Division	OSAKIS
Census Block Group	3
Census Block	3004
Census Tract	450800

Owner

Source: Douglas County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	713 E LAKE ST, OSAKIS, MN 56360-8271
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
May 7, 2018	Deed of Trust, Mortgage · Conventional Mortgage VIKING SAVINGS BANK
May 23, 2019	Deed of Trust, Mortgage · Commercial Mortgage VIKING BANK
Aug 13, 2019	Warranty Deed, Transfer · Commercial Mortgage VIKING BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2019 · Amount on Record
Deed Sale	Aug 13, 2019 · Amount on Record
Prior Sale	Sep 29, 2009 · Amount on Record
Deed Document Number	2019411264
Prior Transfer Date	Aug 12, 2019
Prior Transfer Doc	0000411264
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS MN
Recording Date	Jun 9, 2026
Property Address	713 E LAKE ST, OSAKIS, MN 56360-8271
Document Number	0000472653
Instrument Date	Jun 4, 2026
Instrument	2026472653
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	CLOSING USA LLC, CLOSING USA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	713 E LAKE ST, OSAKIS, MN 56360-8271

Mortgage

Document Number	0000472653,
Date	Jun 9, 2026
Instrument	2026472653

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS MN
Property Address	713 E LAKE ST, OSAKIS, MN 56360-8271
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A400630
Date	May 7, 2018
Instrument	A400630

Lender

Name	VIKING SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 25, 2019

Interest

Rate Type	Fixed Rate

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS MN
Property Address	713 E LAKE ST, OSAKIS, MN 56360-8271
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000408985
Date	May 23, 2019
Instrument	408985

Lender

Name	VIKING BANK
Type	Bank
Address	ALEXANDRIA, MN 56308

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	May 10, 2024

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS MN
Recording Date	Aug 13, 2019
Property Address	713 E LAKE ST, OSAKIS, MN 56360-8271
Document Number	0000411264
Instrument Date	Aug 12, 2019
Instrument	411264
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	INTEGRITY TITLE, INTEGRITY TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$363.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	713 E LAKE ST, OSAKIS, MN 56360-8271

Mortgage

Document Number	0000411265
Date	Aug 13, 2019
Instrument	411265

Lender

Name	VIKING BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	63 Months
Due	Nov 12, 2024

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Douglas County
Municipality	Osakis City
Unified School District	Osakis Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,666.00 (+6.39%) Homeowner's exemption	$141,600 (+1.29%) Land $17,400 Building $124,200	$141,600 (+1.29%) Land $17,400 Building $124,200
2025	$1,566.00 (+5.53%) Homeowner's exemption	$139,800 (+8.12%) Land $17,400 Building $122,400	$139,800 (+8.12%) Land $17,400 Building $122,400
2023	$1,484.00 Homeowner's exemption	$129,300 Land $17,800 Building $111,500	$129,300 Land $17,800 Building $111,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2009

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Osakis serves 1,780 people · EPA ID MN1210020
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.62 mg/L (2023–2025) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Arvig Fiber	1,000 / 500
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

Cell Coverage

5G (outdoors only) and 4G LTE

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