713 E Gordon Ave, Effingham, IL 62401 Property Records

Effingham County property record for 713 E Gordon Ave, Effingham, IL 62401

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 1,800 sqft · built 1955
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on Record
Last Sale	$793,000 (Jul 2026)
Tax Bill	$2,809 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Apr 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-16-046-034`

Property Details

APN / Parcel Number

Primary APN	`03-16-046-034`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Stories	1 Story
Building Area	1,800 sqft Base Area
1st Floor Area	1,800 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Construction Type	Frame
Roof Material	Asphalt
Lot Area	14,810 sqft (0.34 acres)
Garage Area	372 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	713 E GORDON AVE
City	EFFINGHAM
State	IL
Zip	62401-3722
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 1/2 LOT 11 & ALL LOT 12 BLK 7 EDA A AUSTIN 3271/325 3046/115 2249/334 1282/50 977/76
Legal Subdivision	EDNA A AUSTINS SUBDIVISION
Legal Block	7
Legal Lot Number	11-12
Jurisdiction	EFFINGHAM IL
Township / Civil Division	DOUGLAS
Census Block Group	2
Census Block	2022
Census Tract	950600

Owner

Source: Effingham County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	713 E GORDON AVE, EFFINGHAM, IL 62401-3722
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Apr 26, 2022	Deed of Trust, Mortgage · Line of Credit CLAY COUNTY STATE BANK
Jan 13, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2026 · Amount on Record
Deed Sale	Jul 28, 2026 · Amount on Record
Prior Sale	Jun 30, 2014 · Amount on Record
Deed Document Number	20262802
Prior Transfer Date	Jan 13, 2017
Prior Transfer Doc	3271/325
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Jul 28, 2026
Property Address	713 E GORDON AVE, EFFINGHAM, IL 62401-3722
Document Number	0000002802
Instrument Date	Jul 24, 2026
Instrument	20262802
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$40,046.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	713 E GORDON AVE, EFFINGHAM, IL 62401-3722

Mortgage

Document Number	0000002803,
Date	Jul 28, 2026
Instrument	20262803

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.75%
Max Rate	-1%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	713 E GORDON AVE, EFFINGHAM, IL 62401-3722
Transaction Type	Mortgage
Record Updated	May 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	713 E GORDON AVE, EFFINGHAM, IL 62401-3722

Mortgage

Document Number	003778/139
Date	Apr 26, 2022
Book Page	3778/139
Instrument	202222001683

Lender

Name	CLAY COUNTY STATE BANK
Type	Bank
Address	LOUISVILLE, IL 62858

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	62 Months
Due	Jun 20, 2027

Interest

Rate	4.5%

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Jan 13, 2017
Property Address	713 E GORDON AVE, EFFINGHAM, IL 62401-3722
Document Number	3271/325
Book / Page	3271 / 325
Map Reference	MB 2 PG 3
Instrument Date	Jan 13, 2017
Instrument	201701700206
Transaction Type	Transfer
Record Updated	Aug 5, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	713 E GORDON AVE, EFFINGHAM, IL 62401-3722

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Douglas Township
Municipality	Effingham City
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,809.00 (-7.02%) Homeowner's exemption	$55,800 (+9.99%) Land $13,330 Building $42,470	$167,400 (+9.99%) Land $39,990 Building $127,410
2024	$3,021.00 (+26.24%)	$50,730 (+19.9%) Land $12,120 Building $38,610	$152,190 (+19.9%) Land $36,360 Building $115,830
2022	$2,393.00 Homeowner's exemption	$42,310 Land $10,110 Building $32,200	$126,930 Land $30,330 Building $96,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EFFINGHAM serves 12,252 people · EPA ID IL0490250
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wabash Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Fidium Fiber DSL	250 / 40
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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