713 E 8th St, Mount Vernon, IN 47620 Property Records

Posey County property record for 713 E 8th St, Mount Vernon, IN 47620

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,080 sqft · built 1958
Lot Size	0.191 acres (8,320 sqft)
Owner	Individual Name on Record
Last Sale	$183,465 (Apr 2026)
Tax Bill	$1,143 (2025)
Deeds & Mortgages	Jun 2017 Mortgage Jul 2022 Line of Credit + 8 more
Flood Zone	Zone X (minimal risk)
APN	`65-27-05-417-007.000-018`

Property Details

APN / Parcel Number

Primary APN	`65-27-05-417-007.000-018`
Alternative APNs	`01057933025` `0090170200`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,080 sqft Living Area
1st Floor Area	1,080 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1983
Construction Type	Metal Frame
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	8,320 sqft (0.191 acres)
Lot Dimensions	104 ft deep x 80 ft wide
Garage Type	Detached
Garage Area	960 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	01057933025
Street Address	713 E 8TH ST
City	MOUNT VERNON
State	IN
Zip	47620-2064
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N N WILLIAMS LOT 7 713 E 8TH STREET - PROPERTY ADDRESS MP 590-007- - - -
Legal Subdivision	N N WILLIAMS ADD
Legal Lot Number	7
Jurisdiction	POSEY IN
Township / Civil Division	BLACK
Census Block Group	1
Census Block	1036
Census Tract	40700

Owner

Source: Posey County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	713 E 8TH ST, MOUNT VERNON, IN 47620-2064
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2017	Deed of Trust, Mortgage · Second Mortgage (Down Payment) INDIANA HOUSING & COMMUNITY DEVELOPMENT
Jul 25, 2022	Deed of Trust, Mortgage · Line of Credit STERLING UNITED FCU
Jul 2, 2024	Deed of Trust, Mortgage · Line of Credit STERLING UNITED FCU
Jul 3, 2025	Deed of Trust, Mortgage · Line of Credit STERLING UNITED FCU
Apr 27, 2026	Warranty Deed, Transfer · FHA Mortgage MORTGAGE MASTERS INC
Apr 27, 2026	Warranty Deed, Transfer · FHA Mortgage MORTGAGE MORTGAGE
Jun 1, 2017	Deed of Trust, Mortgage · Second Mortgage (Down Payment) INDIANA HOUSING & COMMUNITY DEVELOPMENT
Feb 17, 2022	Intrafamily Transfer, Transfer
Jun 1, 2017	Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE COMPANY INC
Jul 31, 2014	Warranty Deed, Transfer · Conventional Mortgage UNITED FIDELITY BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 27, 2026 · Amount on Record
Deed Sale	Apr 27, 2026 · Amount on Record
Prior Sale	Jun 1, 2017 · Amount on Record
Deed Document Number	20261390
Prior Transfer Date	Feb 10, 2022
Prior Transfer Doc	0202200696
Record Updated	Oct 29, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POSEY IN
Property Address	713 E 8TH ST, MOUNT VERNON, IN 47620-2064
Transaction Type	Mortgage
Record Updated	May 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201701931
Date	Jun 1, 2017
Instrument	201701931

Lender

Name	INDIANA HOUSING & COMMUNITY DEVELOPMENT
Type	Government Agency
Address	INDIANAPOLIS, IN 46204

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	24 Months
Due	May 31, 2019

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POSEY IN
Property Address	713 E 8TH ST, MOUNT VERNON, IN 47620-2064
Transaction Type	Mortgage
Record Updated	May 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202202823
Date	Jul 25, 2022
Instrument	202202823

Lender

Name	STERLING UNITED FCU
Type	Credit Union
Address	EVANSVILLE, IN 47710

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 30, 2047

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POSEY IN
Property Address	713 E 8TH ST, MOUNT VERNON, IN 47620-2064
Transaction Type	Mortgage
Record Updated	May 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	713 E 8TH ST, MOUNT VERNON, IN 47620-2064

Mortgage

Document Number	0202401936
Date	Jul 2, 2024
Instrument	202401936

Lender

Name	STERLING UNITED FCU
Type	Credit Union
Address	EVANSVILLE, IN 47710

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	298 Months
Due	May 24, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POSEY IN
Property Address	713 E 8TH ST, MOUNT VERNON, IN 47620-2064
Transaction Type	Mortgage
Record Updated	May 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	713 E 8TH ST, MOUNT VERNON, IN 47620-2064

Mortgage

Document Number	0202501930
Date	Jul 3, 2025
Instrument	202501930

Lender

Name	STERLING UNITED FCU
Type	Credit Union
Address	EVANSVILLE, IN 47710

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Jun 20, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POSEY IN
Recording Date	Apr 27, 2026
Property Address	713 E 8TH ST, MOUNT VERNON, IN 47620-2064
Document Number	0000001390
Instrument Date	Apr 23, 2026
Instrument	2026.1390
Transaction Type	Transfer
Record Updated	May 13, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	713 E 8TH ST, MOUNT VERNON, IN 47620-2064

Mortgage

Document Number	0000001391,
Date	Apr 27, 2026
Instrument	2026..1391

Lender

Name	MORTGAGE MASTERS INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.11%
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POSEY IN
Recording Date	Apr 27, 2026
Property Address	713 E 8TH ST, MOUNT VERNON, IN 47620-2064
Document Number	0202601390
Instrument Date	Apr 23, 2026
Instrument	20261390
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	713 E 8TH ST, MOUNT VERNON, IN 47620-2064

Mortgage

Document Number	0000001391,
Date	Apr 27, 2026
Instrument	20261391

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Max Rate	-1%

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POSEY IN
Property Address	713 E 8TH ST, MOUNT VERNON, IN 47620-2064
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201701931
Date	Jun 1, 2017
Instrument	201701931

Lender

Name	INDIANA HOUSING & COMMUNITY DEVELOPMENT
Type	Government Agency
Address	INDIANAPOLIS, IN 46204

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	24 Months
Due	May 31, 2019

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POSEY IN
Recording Date	Feb 17, 2022
Property Address	713 E 8TH ST, MOUNT VERNON, IN 47620-2064
Document Number	0202200696
Instrument Date	Feb 10, 2022
Instrument	202200696
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	713 E 8TH ST, MOUNT VERNON, IN 47620-2064

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POSEY IN
Recording Date	Jun 1, 2017
Property Address	713 E 8TH ST, MOUNT VERNON, IN 47620-2064
Document Number	0201701929
Instrument Date	May 31, 2017
Instrument	201701929
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	713 E 8TH ST, MOUNT VERNON, IN 47620-2064

Mortgage

Document Number	0201701930
Date	Jun 1, 2017
Instrument	201701930

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company
Address	FORT WAYNE, IN 46825

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

July 2014: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POSEY IN
Recording Date	Jul 31, 2014
Property Address	713 E 8TH ST, MOUNT VERNON, IN 47620-2064
Document Number	0201403004
Instrument Date	Jul 22, 2014
Instrument	201403004
Transaction Type	Transfer
Record Updated	Jun 12, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	713 E 8TH ST, MOUNT VERNON, IN 47620-2064
Investor	Possibly a Property Investor

Mortgage

Document Number	0201403005
Date	Jul 31, 2014
Instrument	201403005

Lender

Name	UNITED FIDELITY BANK FSB
Type	Bank
Address	EVANSVILLE, IN 47708

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2029

Tax Assessment & Valuation

Source: Posey County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Posey County
County Subdivision	Black Township
Municipality	Mount Vernon City
Unified School District	Mount Vernon Metropolitan School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,143.00 (+1.6%) Homeowner's exemption	$127,100 (+12.28%) Land $13,500 Building $113,600	$127,100 (+12.28%) Land $13,500 Building $113,600
2024	$1,125.00 (-0.62%)
2023	$1,132.00 (+5.7%)	$113,200 (+5.7%) Land $13,500 Building $99,700	$113,200 (+5.7%) Land $13,500 Building $99,700
2022	$1,071.00 (+15.78%) Homeowner's exemption	$107,100 Land $13,500 Building $93,600	$107,100 Land $13,500 Building $93,600
2021	$925.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 4, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT VERNON WATER WORKS serves 6,426 people · EPA ID IN5265006
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mainstream Fiber Networks, Wisper ISP.

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