713 E 11th St, Duluth, MN 55805 Property Records

St. Louis County property record for 713 E 11th St, Duluth, MN 55805

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 910 sqft · built 1915
Lot Size	0.065 acres (2,850 sqft)
Owner	Company Name on Record
Last Sale	$3,000 (Sep 2021)
Tax Bill	$2,132 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Apr 2026 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`010-0460-00300`

Property Details

APN / Parcel Number

Primary APN	`010-0460-00300`
Alternative APN	`1116959`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	910 sqft Gross Area
1st Floor Area	520 sqft
Basement Area	260 sqft
Finished Basement	260 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Lot Area	2,850 sqft (0.065 acres)

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	167 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1116959
Street Address	713 E 11TH ST
City	DULUTH
State	MN
Zip	55805-1438
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WLY 1/2 SERIAL #
Legal Subdivision	CHAMBERS FIRST DIVISION OF DULUTH
Legal Block	9
Legal Lot Number	15
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3014
Census Tract	900

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2 MERILANE AVE, MINNEAPOLIS, MN 55436-1336
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2026	Deed of Trust, Mortgage · Commercial Mortgage NORTH SHORE BANK OF COMMERCE
Apr 10, 2026	Deed of Trust, Mortgage · Construction Mortgage NORTH SHORE BANK OF COMMERCE
Sep 15, 2021	Warranty Deed, Transfer · Commercial Mortgage NORTH SHORE BANK OF COMMERCE
Dec 10, 2018	Warranty Deed, Transfer · Conventional Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2021 · Amount on Record
Deed Sale	Sep 15, 2021 · Amount on Record
Prior Sale	Dec 10, 2018 · Amount on Record
Deed Document Number	20211046763
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	713 E 11TH ST, DULUTH, MN 55805-1438
Transaction Type	Mortgage
Record Updated	Apr 22, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001099907
Date	Mar 25, 2026
Instrument	1099907

Lender

Name	NORTH SHORE BANK OF COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 5, 2027

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Recording Date	Apr 10, 2026
Property Address	713 E 11TH ST, DULUTH, MN 55805-1438
Document Number	0001530614
Instrument Date	Mar 5, 2026
Instrument	20261530614
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 MERILANE AVE, MINNEAPOLIS, MN 55436-1336

Mortgage

Document Number	0001530614,
Date	Apr 10, 2026
Instrument	20261530614

Lender

Name	NORTH SHORE BANK OF COMMERCE

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 5, 2027

Interest

Rate	6.11%
Max Rate	-1%

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 15, 2021
Property Address	713 E 11TH ST, DULUTH, MN 55805-1438
Document Number	0001046763
Instrument Date	Sep 3, 2021
Instrument	1046763
Transaction Type	Transfer
Record Updated	Oct 5, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 MERILANE AVE, EDINA, MN 55436-1336

Mortgage

Document Number	0001046764
Date	Sep 15, 2021
Instrument	1046764

Lender

Name	NORTH SHORE BANK OF COMMERCE
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 3, 2031

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Dec 10, 2018
Property Address	713 E 11TH ST, DULUTH, MN 55805-1438
Document Number	0001005826
Instrument Date	Nov 30, 2018
Instrument	1005826
Transaction Type	Transfer
Record Updated	Dec 31, 2018
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$371.25
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4101 GLENCREST RD GOLDEN VALLEY MN 554163369, GOLDEN VALLEY, MN 55416-3369

Mortgage

Document Number	1005827
Date	Dec 10, 2018
Instrument	1005827

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 9, 2048

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,132.00 (+0.38%)
2025	$2,124.00 (+9.6%)	$147,500 (-3.97%) Land $14,200 Building $133,300	$147,500 (-3.97%) Land $14,200 Building $133,300
2024	$1,938.00	$153,600 (+19.44%) Land $15,200 Building $138,400	$153,600 (+19.44%) Land $15,200 Building $138,400
2022		$128,600 Land $17,100 Building $111,500	$128,600 Land $17,100 Building $111,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1989)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 1989 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile.

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