Monroe County and Webster Town property record for 713 Cogdell Cir, Webster, NY 14580
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,704 sqft · built 1979 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $6,715 (2026) |
| Deeds & Mortgages | Sep 2026 Mortgage Nov 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 265489 064.16-1-38 |
| Primary APN | 265489 064.16-1-38 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,704 sqft Living Area |
| 1st Floor Area | 1,128 sqft |
| Basement Area | 576 sqft |
| Finished Basement | 576 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 11,761 sqft (0.27 acres) |
| Lot Dimensions | 140 ft deep x 85 ft wide |
| Garage Type | Attached |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 288 sqft |
| Patio Area | 239 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 02936126000 |
|---|---|
| Street Address | 713 COGDELL CIR |
| City | WEBSTER |
| State | NY |
| Zip | 14580-8713 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0005-14-04 KLEM HMSTED 1 L26 0202060 |
| Legal Block | 1 |
| Legal Lot Number | 38.000 |
| Jurisdiction | MONROE NY |
| Township / Civil Division | WEBSTER |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 11302 |
Source: Monroe County and Webster Town records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 713 COGDELL CIR, WEBSTER, NY 14580-8713 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 14, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Nov 4, 2019 | Deed of Trust, Mortgage · Line of Credit ESL FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE NY |
| Recording Date | Sep 14, 2026 |
| Property Address | 713 COGDELL CIR, WEBSTER, NY 14580-8713 |
| Document Number | 0003464670 |
| Book / Page | 31434 / 736 |
| Instrument Date | Sep 9, 2026 |
| Instrument | 20263464670 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2026 |
| Title Company | ROCKET TITLE GROUP LLC, ROCKET CLOSE LLC |
| Name | Verified Name |
|---|---|
| Address | 713 COGDELL CIR, WEBSTER, NY 14580-8713 |
| Document Number | 0003464670, |
|---|---|
| Date | Sep 14, 2026 |
| Book Page | 31434/736 |
| Instrument | 20263464670 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE NY |
| Property Address | 713 COGDELL CIR, WEBSTER, NY 14580-8713 |
| Document Number | 0000000999 |
| Instrument Date | Nov 4, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2019 |
| Title Company | STEWART TITLE, STEWART TITLE INSURANCE CO |
| Name | Verified Name |
|---|---|
| Address | 713 COGDELL CIR WEBSTER NY 145808713, WEBSTER, NY 14580-8713 |
| Document Number | 0000000999 |
|---|---|
| Date | Nov 12, 2019 |
| Book Page | 028275/000089 |
| Instrument | 999 |
| Name | ESL FCU |
|---|---|
| Type | Credit Union |
| Address | ROCHESTER, NY 14604-2424 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Nov 11, 2029 |
| Rate Type | Adjustable Rate |
|---|
Source: Monroe County and Webster Town assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Monroe County |
| County Subdivision | Webster Town |
| Unified School District | Webster Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,715.00 (+8.9%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $6,166.00 (+7.57%) | $137,900 (-) Land $28,700 Building $109,200 | $287,300 (+20.82%) Land $59,793 Building $227,507 |
| 2023 | $137,900 (-) Land $28,700 Building $109,200 | $237,800 (+10.35%) Land $49,491 Building $188,309 | |
| 2022 | $137,900 Land $28,700 Building $109,200 | $215,500 Land $44,850 Building $170,650 | |
| 2021 | $5,732.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1979–2004) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | May 2004 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 95% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCWA public/private · serves 525,262 people · EPA ID NY2701047 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control currently in violation since Jan 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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