713 Clover Ln, Temple, TX 76502 Property Records

Bell County property record for 713 Clover Ln, Temple, TX 76502

Property Summary

Property Type	Single Family Home
Details	3,689 sqft · built 1994
Lot Size	0.403 acres (17,598 sqft)
Owner	Individual Name on Record
Tax Bill	$9,073 (2023)
Deeds & Mortgages	Aug 2020 Mortgage Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0138927036`

Property Details

APN / Parcel Number

Primary APN	`0138927036`
Alternative APNs	`871271` `99907`

Interior

Stories	2 Stories
Building Area	3,689 sqft Living Area
1st Floor Area	2,427 sqft
2nd Floor Area	1,262 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	17,598 sqft (0.403 acres)
Lot Dimensions	160 ft deep x 110 ft wide
Garage Area	778 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	363 sqft

Location & Zoning

Account Number	871271
Street Address	713 CLOVER LN
City	TEMPLE
State	TX
Zip	76502-4817
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	WILDFLOWER COUNTRY CLUB CLOVER ADDITION, BLOCK 012, LOT 0016
Legal Subdivision	WILDFLOWER COUNTRY CLUB CLOVER ADDITION
Legal Block	12
Legal Lot Number	16
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	1
Census Block	1006
Census Tract	21203

Owner

Source: Bell County records, as of April 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	713 CLOVER LN, TEMPLE, TX 76502-4817
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage ARMSTRONG BANK
Feb 4, 2020	Vendor's Lien, Transfer · Conventional Mortgage REPUBLIC BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 4, 2020
Deed Sale	Feb 4, 2020
Deed Document Number	2020-00005433
Record Updated	Jun 7, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	713 CLOVER LN, TEMPLE, TX 76502-4817
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000044134
Date	Aug 21, 2020
Instrument	2020-00044134

Lender

Name	ARMSTRONG BANK
Type	Bank
Address	NORMAN, OK 73069

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

February 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Feb 4, 2020
Property Address	713 CLOVER LN, TEMPLE, TX 76502-4817
Document Number	0000005433
Map Reference	CAB B SL 72-B
Instrument Date	Jan 31, 2020
Instrument	2020-00005433
Transaction Type	Transfer
Record Updated	Sep 30, 2021
Title Company	CENTRALAND TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	713 CLOVER LN, TEMPLE, TX 76502-4817

Mortgage

Document Number	0000005434
Date	Feb 4, 2020
Instrument	2020-00005434

Lender

Name	REPUBLIC BANK & TRUST
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Temple Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$9,073.00 (-1.34%) Homeowner's exemption	$557,871 Land $100,320 Building $457,551	$557,871 Land $100,320 Building $457,551
2022	$9,196.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	10 (1979–2024)
Claims Outside the SFHA	4 of 10
Most Recent Claim	Apr 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.6% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Astound Broadband, Verizon.

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