713 Cherry Tree Ln, Genoa, IL 60135 Property Records

DeKalb County property record for 713 Cherry Tree Ln, Genoa, IL 60135

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,368 sqft
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$140,000 (Jun 2012)
Tax Bill	$6,314 (2024)
Deeds & Mortgages	May 2026 Mortgage Jan 2024 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`03-30-178-006`

Property Details

APN / Parcel Number

Primary APN	`03-30-178-006`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,368 sqft Living Area

Exterior

Exterior Material	Aluminum/Vinyl
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	110 ft deep x 75 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0330178006
Street Address	713 CHERRY TREE LN
City	GENOA
State	IL
Zip	60135-8183
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILLOW GLEN P.U.D. -LOT 32
Legal Subdivision	WILLOW GLEN P.U.D.
Legal Lot Number	32
Jurisdiction	DE KALB IL
Township / Civil Division	GENOA
Census Block Group	3
Census Block	3028
Census Tract	100

Owner

Source: DeKalb County records, as of June 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	713 CHERRY TREE LN, GENOA, IL 60135-8183
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage CONNEXUS CREDIT UNION
Jan 2, 2024	Deed of Trust, Mortgage · Line of Credit CONNEXUS CU
Nov 13, 2023	Deed of Trust, Mortgage · Line of Credit CONNEXUS CU
Nov 13, 2023	Deed of Trust, Mortgage · Line of Credit CONNEXUS CU
May 24, 2021	Deed of Trust, Mortgage · Line of Credit FIRST MIDWEST BANK
Apr 30, 2020	Deed of Trust, Mortgage FIRST MIDWEST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 7, 2012 · Amount on Record
Deed Sale	Jun 7, 2012 · Amount on Record
Prior Sale	Jan 24, 2012
Deed Document Number	20126645
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Recording Date	May 22, 2026
Property Address	713 CHERRY TREE LN, GENOA, IL 60135-8183
Document Number	0000004263
Instrument Date	May 8, 2026
Instrument	20264263
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common, 169
Address	713 CHERRY TREE LN, GENOA, IL 60135-8183

Mortgage

Document Number	0000004263,
Date	May 22, 2026
Instrument	20264263

Lender

Name	CONNEXUS CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.63%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	713 CHERRY TREE LN, GENOA, IL 60135-8183
Transaction Type	Mortgage
Record Updated	Jan 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000048
Date	Jan 2, 2024
Instrument	2024000048

Lender

Name	CONNEXUS CU
Type	Credit Union
Address	WAUSAU, WI 54401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	713 CHERRY TREE LN, GENOA, IL 60135-8183
Transaction Type	Mortgage
Record Updated	Nov 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008036
Date	Nov 13, 2023
Instrument	2023008036

Lender

Name	CONNEXUS CU
Type	Credit Union
Address	WAUSAU, WI 54401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 12, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	713 CHERRY TREE LN, GENOA, IL 60135-8183
Transaction Type	Mortgage
Record Updated	Nov 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008037
Date	Nov 13, 2023
Instrument	2023008037

Lender

Name	CONNEXUS CU
Type	Credit Union
Address	WAUSAU, WI 54401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 12, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	713 CHERRY TREE LN, GENOA, IL 60135-8183
Transaction Type	Mortgage
Record Updated	Jun 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	713 CHERRY TREE LN, GENOA, IL 60135-8183

Mortgage

Document Number	0000006754
Date	May 24, 2021
Instrument	2021006754

Lender

Name	FIRST MIDWEST BANK
Type	Bank
Address	CHICAGO, IL 60631

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Apr 29, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	713 CHERRY TREE LN, GENOA, IL 60135-8183
Document Number	0000003988
Instrument Date	Apr 30, 2020
Transaction Type	Mortgage
Record Updated	May 20, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	713 CHERRY TREE LN GENOA IL 601358183, GENOA, IL 60135-8183

Mortgage

Document Number	0000003988
Date	May 7, 2020
Instrument	3988

Lender

Name	FIRST MIDWEST BK
Type	Bank
Address	GURNEE, IL 60031

Agreement

Amount	Amount Recorded
Term	180 Months
Due	May 6, 2035

Interest

Rate	3.37%

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Genoa Township
Municipality	Genoa City
Unified School District	Genoa-Kingston Community Unit School District 424 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$85,995 (+16.85%) Land $16,444 Building $69,551	$257,985 (+16.85%) Land $49,332 Building $208,653
2024	$6,314.00
2023		$73,593 Land $14,073 Building $59,520	$220,779 Land $42,219 Building $178,560

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Apr 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENOA serves 5,298 people · EPA ID IL0370150
Water Source	Groundwater
Last State Inspection	May 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Fox Valley Internet Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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