713 Cherry St, Findlay, OH 45840 Property Records

Hancock County property record for 713 Cherry St, Findlay, OH 45840

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,038 sqft · built 1925
Lot Size0.23 acres (10,001 sqft)
OwnerIndividual Name on Record
Last Sale$158,000 (Aug 2022)
Tax Bill$1,189 (2025)
Deeds & MortgagesAug 2022 Sale & Mortgage
Dec 2021 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN1011-181-26-004.000

Property Details

APN / Parcel Number

Primary APN1011-181-26-004.000
Alternative APN
  • 580000241720

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures2 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area1,038 sqft Living Area
1st Floor Area532 sqft
2nd Floor Area506 sqft
Basement Area506 sqft
Unfinished Basement506 sqft
FlooringBrick
Interior WallsPlaster

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialShingle
Lot Area10,001 sqft (0.23 acres)
Lot Dimensions200 ft deep x 50 ft wide
Garage Area360 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area192 sqft
Balcony Area26 sqft

Utilities, Heating & Cooling

Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address713 CHERRY ST
CityFINDLAY
StateOH
Zip45840-5832
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHULL ADD LOT 8349
Legal SubdivisionHULL ADD
Legal Lot Number8349
JurisdictionHANCOCK OH
Township / Civil DivisionFINDLAY
Census Block Group2
Census Block2007
Census Tract800

Owner

Source: Hancock County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address713 CHERRY ST, FINDLAY, OH 45840-5832
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 1, 2022Warranty Deed, Transfer · Conventional Mortgage
THE HUNTINGTON NATIONAL BANK
Dec 1, 2021Affidavit of Death of Joint Tenant, Transfer
Dec 1, 2021Warranty Deed, Transfer · Line of Credit
THE STATE BANK & TRUST CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 1, 2022 · Amount on Record
Deed SaleAug 1, 2022 · Amount on Record
Prior SaleDec 1, 2021 · Amount on Record
Deed Document Number20227066
Deed Book / Page2596 / 4035
Prior Transfer DateNov 19, 2021
Prior Transfer Doc02589/3224
Record UpdatedSep 20, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHANCOCK OH
Recording DateAug 1, 2022
Property Address713 CHERRY ST, FINDLAY, OH 45840-5832
Document Number02596/4035
Book / Page2596 / 4035
Instrument DateJul 29, 2022
Instrument202200007066
Transaction TypeTransfer
Record UpdatedAug 10, 2022
Title CompanyASSURED TITLE, ASSURED TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address713 CHERRY ST, FINDLAY, OH 45840-5832

Mortgage

Document Number202200007067
DateAug 1, 2022
Instrument202200007067
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2052

December 2021: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionHANCOCK OH
Recording DateDec 1, 2021
Property Address713 CHERRY ST, FINDLAY, OH 45840-5832
Document Number02589/3224
Book / Page2589 / 3224
Instrument DateNov 19, 2021
Instrument202100013801
Transaction TypeTransfer
Record UpdatedDec 15, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address713 CHERRY ST, FINDLAY, OH 45840-5832

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHANCOCK OH
Recording DateDec 1, 2021
Property Address713 CHERRY ST, FINDLAY, OH 45840-5832
Document Number02589/3227
Book / Page2589 / 3227
Instrument DateNov 19, 2021
Instrument202100013802
Transaction TypeTransfer
Record UpdatedDec 15, 2021
Title CompanyFLAG CITY TITLE AGENCY INC, FLAG CITY TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address17657 COUNTY ROAD 20, FOREST, OH 45843-9176

Mortgage

Document Number202100013803
DateDec 1, 2021
Instrument202100013803
Lender
NameTHE STATE BANK & TRUST CO
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHancock County
MunicipalityFindlay City
Unified School DistrictFindlay City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,189.00 (+8.78%) Homeowner's exemption$38,790 (+25.98%) Land $6,530 Building $32,260$110,830 (+25.97%) Land $18,650 Building $92,180
2024$1,093.00 (-0.18%)$30,790 (-) Land $5,180 Building $25,610
2023$1,095.00 Homeowner's exemption$30,790 Land $5,180 Building $25,610
2022$87,980 Land $14,800 Building $73,180

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 32 policies
Nearby Flood Policies32 in force
Nearby Flood Claims230 (1981–2017)
Claims Outside the SFHA11 of 230
Most Recent ClaimJul 2017 · rainfall accumulation
Claims by Event
  • Severe Storms, Flooding, And Tornadoes, Aug 2007 · 110 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFINDLAY CITY PWS
serves 54,040 people · EPA ID OH3200111
Water SourceSurface water
Last State InspectionJun 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
HDER Link
Fixed Wireless
500 / 500
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20
MetaLINK Technologies
Fixed Wireless
200 / 50
T-Mobile
Fixed Wireless
100 / 20

May also be available: Amplex Wireless.

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