713 3rd St, Cosmopolis, WA 98537 Property Records

Grays Harbor County property record for 713 3rd St, Cosmopolis, WA 98537

Property Summary

Property TypeSingle Family Home
Details1,232 sqft · built 1978
Lot Size0.215 acres (9,360 sqft)
Owner2 Individual Names on Record
Last Sale$140,000 (Feb 2008)
Tax Bill$2,689 (2026)
Deeds & MortgagesOct 2020 Mortgage
Jun 2018 Line of Credit
Flood ZoneZone X (reduced by levee)
APN031003701300

Property Details

APN / Parcel Number

Primary APN031003701300

Interior

Stories1 Story
Building Area1,232 sqft Living Area
1st Floor Area1,232 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area9,360 sqft (0.215 acres)
Garage Area1,104 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area546 sqft

Utilities, Heating & Cooling

Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Street Address713 3RD ST
CityHOQUIAM
StateWA
Zip98550
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOS COR LOTS 13-15 INC TGW 10 VAC 3RD ST ADJ BLK 37
Legal Range14
Legal Township09
Legal Section17
Legal SubdivisionCOSMOPOLIS
Legal Block37
Legal Lot Number13-15
JurisdictionGRAYS HARBOR WA
Township / Civil DivisionABERDEEN-HOQUIAM
Census Block Group5
Census Block5003
Census Tract900

Owner

Source: Grays Harbor County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 864, COSMOPOLIS, WA 98537-0864
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 7, 2020Deed of Trust, Mortgage · Closed-End Mortgage
KEY BANK NA
Jun 6, 2018Deed of Trust, Mortgage · Line of Credit
KEYBANK USA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 15, 2008 · Amount on Record
Deed SaleFeb 15, 2008 · Amount on Record
Deed Document Number2008120
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAYS HARBOR WA
Property Address713 3RD ST, COSMOPOLIS, WA 98537-3936
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySOLIDIFI TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address713 3RD ST, COSMOPOLIS, WA 98537-3936

Mortgage

Document Number0010070009
DateOct 7, 2020
Instrument2020-10070009
Lender
NameKEY BANK NA
TypeBank
AddressCLEVELAND, OH 44144
Agreement
TypeClosed-End Mortgage
AmountAmount Recorded
Term180 Months
DueOct 10, 2035

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAYS HARBOR WA
Property Address713 3RD ST, COSMOPOLIS, WA 98537-3936
Document Number0006250021
Instrument DateJun 6, 2018
Transaction TypeMortgage
Record UpdatedJun 20, 2019
Title CompanySOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

NameVerified Name
Address713 3RD ST COSMOPOLIS WA 98537, COSMOPOLIS, WA 98537

Mortgage

Document Number0006250021
DateJun 26, 2018
Instrument6250021
Lender
NameKEYBANK USA
TypeBank
AddressBROOKLYN, OH 44144
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueJun 25, 2038
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Grays Harbor County assessment roll, as of May 16, 2025

Property Jurisdictions

TypeName
StateWashington
CountyGrays Harbor County
MunicipalityCosmopolis City
Unified School DistrictCosmopolis School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,689.00 (+0.07%)
2025$257,111 (-) Land $29,841 Building $227,270$257,111 (-) Land $29,841 Building $227,270
2024$2,687.00 (+6.29%)$257,111 (-) Land $29,841 Building $227,270$257,111 (-) Land $29,841 Building $227,270
2023$2,528.00
2022$257,111 Land $29,841 Building $227,270$257,111 Land $29,841 Building $227,270

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Nearest Special Flood Hazard AreaZone AH, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims5 (1981–2022)
Claims Outside the SFHA2 of 5
Most Recent ClaimJan 2022 · Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOSMOPOLIS WATER DEPARTMENT
serves 1,812 people · EPA ID WA5315050
Water SourcePurchased surface water from CITY OF ABERDEEN
Last State InspectionDec 2021
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area
2,000 / 1,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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