7129 Rivers View Ct, Columbia, MD 21044 Property Records

Howard County property record for 7129 Rivers View Ct, Columbia, MD 21044

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,646 sqft · built 1985
Lot Size	0.503 acres (21,910 sqft)
Owner	2 Individual Names on File
Last Sale	$199,700 (Nov 1985)
Tax Bill	$8,047 (2026)
Deeds & Mortgages	Sep 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-396654`

Property Details

APN / Parcel Number

Primary APN	`05-396654`
Alternative APNs	`5396654` `396654`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,646 sqft Total Area
Basement Area	800 sqft
Finished Basement	800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	21,910 sqft (0.503 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	352 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	396654
Street Address	7129 RIVERS VIEW CT
City	COLUMBIA
State	MD
Zip	21044-4239
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	LOT 24 .503 A 7129 RIVERS VIEW CT RIVERSIDE S 1 AR 3
Legal Subdivision	RIVERSIDE SEC 01 AR 03
Legal Lot Number	24
Jurisdiction	HOWARD MD
Township / Civil Division	5, CLARKSVILLE
Census Block Group	2
Census Block	2001
Census Tract	605105

Owner

7129 Rivers View Ct is owned and occupied by two individuals who bought it in November 1985.

Source: Howard County records, as of October 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7129 RIVERS VIEW CT, COLUMBIA, MD 21044-4239
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 26, 1985 · Amount on File
Deed Sale	Nov 26, 1985 · Amount on File
Deed Book / Page	1409 / 708
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Recording Date	Sep 16, 2026
Property Address	7129 RIVERS VIEW CT, COLUMBIA, MD 21044-4239
Document Number	2341000375
Book / Page	23411 / 375
Instrument Date	Aug 21, 2026
Transaction Type	Mortgage
Record Updated	Oct 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7129 RIVERS VIEW CT, COLUMBIA, MD 21044-4239

Mortgage

Document Number	2341000375,
Date	Sep 16, 2026
Book Page	23411/375

Lender

Name	DELTA COMMUNITY CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 1, 2046

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 7129 Rivers View Ct was $8,047 with a homeowner's exemption, down 16.1% from the year before.

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,047.00 (-16.13%) Homeowner's exemption	$801,133 (+2.62%)	$842,000 (+7.85%) Land $355,400 Building $486,600
2025	$9,595.00 Homeowner's exemption	$780,700 Land $265,400 Building $515,300	$780,700 Land $265,400 Building $515,300
2023		$668,767	$780,700 Land $265,400 Building $515,300
2022	$6,900.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7129 Rivers View Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7129 Rivers View Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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