71283 Mathers Rd, White Pigeon, MI 49099 Property Records

St. Joseph County property record for 71283 Mathers Rd, White Pigeon, MI 49099

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,618 sqft · built 1940
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (May 2020)
Tax Bill	$4,123 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Dec 2020 Mortgage + 1 more
Flood Zone	Zone A (high risk)
APN	`016-230-007-00`

Property Details

APN / Parcel Number

Primary APN	`016-230-007-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	1,618 sqft Living Area
1st Floor Area	1,618 sqft
Basement Area	400 sqft
Unfinished Basement	400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Lot Area	13,504 sqft (0.31 acres)
Lot Dimensions	116 ft deep x 53 ft wide
Garage Area	544 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	71283 MATHERS RD
City	WHITE PIGEON
State	MI
Zip	49099-9444
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT PT 1115 FT S OF NE COR OF SEC 24 T8S R12W TH S 61D 24M W 371.3 FT TO POB TH S 61D 24M W 50 FT TH S 28D 36M E 113 FT+/-
Legal Range	12W
Legal Township	08S
Legal Section	24
Legal Subdivision	MATHERS NORTH SHORE SUBDIVISION
Legal Lot Number	7
Jurisdiction	ST JOSEPH MI
Township / Civil Division	WHITE PIGEON
Census Block Group	4
Census Block	4034
Census Tract	41400

Owner

71283 Mathers Rd is owned and occupied by two individuals who bought it in May 2020.

Source: St. Joseph County records, as of October 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	71283 MATHERS RD, WHITE PIGEON, MI 49099-9444
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2026	Deed of Trust, Mortgage · Line of Credit LAKE CITY BANK
Dec 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage INOVA FCU
Feb 15, 2023	Deed of Trust, Mortgage · Line of Credit INOVA FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2020 · Amount on File
Deed Sale	May 12, 2020 · Amount on File
Prior Sale	Feb 20, 2018 · Amount on File
Prior Transfer Date	Feb 6, 2018
Prior Transfer Doc	1904000055
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Recording Date	Sep 29, 2026
Property Address	71283 MATHERS RD, WHITE PIGEON, MI 49099-9444
Document Number	0000007799
Instrument Date	Sep 23, 2026
Instrument	20267799
Transaction Type	Mortgage
Record Updated	Oct 8, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	71283 MATHERS RD, WHITE PIGEON, MI 49099-9444

Mortgage

Document Number	0000007799,
Date	Sep 29, 2026
Instrument	20267799

Lender

Name	LAKE CITY BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 23, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	71283 MATHERS RD, WHITE PIGEON, MI 49099-9444
Transaction Type	Mortgage
Record Updated	Aug 22, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL CO LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020008488
Date	Dec 10, 2020
Instrument	2020008488

Lender

Name	INOVA FCU
Type	Credit Union
Address	48516

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	71283 MATHERS RD, WHITE PIGEON, MI 49099-9444
Transaction Type	Mortgage
Record Updated	Aug 22, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL CO LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	71283 MATHERS RD, WHITE PIGEON, MI 49099-9444

Mortgage

Document Number	2023000996
Date	Feb 15, 2023
Instrument	2023000996

Lender

Name	INOVA FCU
Type	Credit Union
Address	ELKHART, IN 46516

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Feb 14, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 71283 Mathers Rd was $4,123 with a homeowner's exemption.

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	White Pigeon Township
Unified School District	White Pigeon Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$200,500 Land $45,800 Building $154,700	$401,000 Land $91,600 Building $309,400
2025	$4,123.00 Homeowner's exemption
2023		$112,200 Land $33,500 Building $78,700	$224,400 Land $67,000 Building $157,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 71283 Mathers Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 71283 Mathers Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Midwest Energy & Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
Lakeland Internet Fixed Wireless	100 / 20

May also be available: Surf Internet.

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