7128 Paddison Rd, Cincinnati, OH 45230 Property Records

Hamilton County property record for 7128 Paddison Rd, Cincinnati, OH 45230

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,344 sqft · built 1938
Lot Size	1.12 acres (48,918 sqft)
Owner	2 Individual Names on File
Last Sale	$295,000 (Oct 2023)
Tax Bill	$6,125 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Oct 2023 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`500-0273-0022-00`

Property Details

APN / Parcel Number

Primary APN	`500-0273-0022-00`
Alternative APN	`200977520`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
Gross Area	2,688 sqft
1st Floor Area	1,344 sqft
Basement Area	1,344 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	48,918 sqft (1.12 acres)
Deck Area	Deck Area
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	7128 PADDISON RD
City	CINCINNATI
State	OH
Zip	45230-2313
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PADDISON RD AC IRR J EGGLESTON SUR 609
Legal Subdivision	EGGLESTON
Jurisdiction	HAMILTON OH
Township / Civil Division	ANDERSON
Census Block Group	3
Census Block	3003
Census Tract	25001

Owner

7128 Paddison Rd is owned and occupied by two individuals who bought it in October 2023.

Source: Hamilton County records, as of January 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7128 PADDISON RD, CINCINNATI, OH 45230-2313
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Deed of Trust, Mortgage · Conventional Mortgage LOWER LLC
Oct 17, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage OHIO HOUSING FINANCE AGENCY
Oct 17, 2023	Warranty Deed, Transfer · Conventional Mortgage NFM INC
Jan 23, 2017	Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK FSB
Jun 4, 2019	Warranty Deed, Transfer · Conventional with PMI NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 17, 2023 · Amount on File
Deed Sale	Oct 17, 2023 · Amount on File
Prior Sale	Jun 4, 2019 · Amount on File
Deed Document Number	202373804
Deed Book / Page	15023 / 383
Prior Transfer Date	Jun 4, 2013
Prior Transfer Doc	0000000294
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	7128 PADDISON RD, CINCINNATI, OH 45230-2313
Transaction Type	Mortgage
Record Updated	Jan 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7128 PADDISON RD, CINCINNATI, OH 45230-2313

Mortgage

Document Number	0000093102
Date	Dec 1, 2025
Book Page	15552/1876
Instrument	2025-0093102

Lender

Name	LOWER LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2055

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	7128 PADDISON RD, CINCINNATI, OH 45230-2313
Transaction Type	Mortgage
Record Updated	Dec 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000073806
Date	Oct 17, 2023
Book Page	15023/403
Instrument	2023-0073806

Lender

Name	OHIO HOUSING FINANCE AGENCY
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 17, 2023
Property Address	7128 PADDISON RD, CINCINNATI, OH 45230-2313
Document Number	0000073804
Book / Page	15023 / 383
Instrument Date	Oct 11, 2023
Instrument	2023-0073804
Transaction Type	Transfer
Record Updated	Mar 29, 2024
Title Company	NORTHWEST TTL FAM OF COMPANI

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$295.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7128 PADDISON RD, CINCINNATI, OH 45230-2313

Mortgage

Document Number	0000073805
Date	Oct 17, 2023
Instrument	2023-0073805

Lender

Name	NFM INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	7128 PADDISON RD, CINCINNATI, OH 45230-2313
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PROMINENT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006338
Date	Jan 23, 2017
Instrument	17-0006338

Lender

Name	GUARDIAN SAVINGS BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2047

Interest

Rate Type	Fixed Rate

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 4, 2019
Property Address	7128 PADDISON RD, CINCINNATI, OH 45230-2313
Document Number	0000043340
Book / Page	013931 / 002119
Instrument Date	Jun 3, 2019
Instrument	43340
Transaction Type	Transfer
Record Updated	Jul 19, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$752.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7128 PADDISON RD CINCINNATI OH 452302313, CINCINNATI, OH 45230-2313

Mortgage

Document Number	43341
Date	Jun 4, 2019
Book Page	013931/002121
Instrument	43341

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 3, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 7128 Paddison Rd was $6,125, up 2.7% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Anderson Township
Unified School District	Forest Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,125.00 (+2.7%)	$97,752 (-) Land $43,841 Building $53,911	$279,290 Land $125,260 Building $154,030
2024	$5,964.00 (+5.26%)	$97,752 (-) Land $43,841 Building $53,911
2023	$5,666.00 (+32.41%)	$97,752 (+48.56%) Land $43,841 Building $53,911	$279,290 Land $125,260 Building $154,030
2022	$4,279.00 Homeowner's exemption	$65,801 Land $29,390 Building $36,411
2020			$188,000 Land $83,970 Building $104,030

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7128 Paddison Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1982–2003)
Claims Outside the SFHA	1 of 3
Most Recent Claim	May 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7128 Paddison Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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