7128 Oscar Loop, Lucama, NC 27851 Property Records

Wilson County property record for 7128 Oscar Loop, Lucama, NC 27851

Property Summary

Property Type	Mobile Home
Details	4 bd · 3 ba · 2,052 sqft · built 2001
Lot Size	1.48 acres (64,469 sqft)
Owner	Individual Name on File
Last Sale	$187,500 (Jan 2022)
Tax Bill	$1,626 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2689-21-8910.000`

Property Details

APN / Parcel Number

Primary APN	`2689-21-8910.000`
Alternative APNs	`2689218910` `1124610`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,052 sqft Heated Area
1st Floor Area	2,052 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2010
Architectural Style	Mobile Home
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	64,469 sqft (1.48 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7128 OSCAR LOOP
City	LUCAMA
State	NC
Zip	27851-9664
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	AR
Legal Description	7128 OSCAR LOOP L1 1.48AC 01 FROM 2689219964 NOW
Legal Subdivision	PROPERTY OF HUBERT GENE FERRELL
Jurisdiction	WILSON NC
Township / Civil Division	SPRINGHILL
Census Block Group	2
Census Block	2046
Census Tract	1700

Owner

7128 Oscar Loop, a mobile home, is owned and occupied by an individual who bought it in January 2022.

Source: Wilson County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	7128 OSCAR LOOP, LUCAMA, NC 27851-9664
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2022	Warranty Deed, Transfer · FHA Mortgage ANGEL OAK HOME LOANS LLC
Jan 12, 2021	Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 4, 2022 · Amount on File
Deed Sale	Jan 4, 2022 · Amount on File
Prior Sale	Jan 12, 2021 · Amount on File
Deed Book / Page	2941 / 356
Prior Transfer Date	Mar 21, 2005
Prior Transfer Doc	002094/126
Record Updated	Sep 20, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILSON NC
Recording Date	Jan 4, 2022
Property Address	7128 OSCAR LOOP, LUCAMA, NC 27851-9664
Document Number	002941/356
Book / Page	2941 / 356
Map Reference	MB 30 PG 51
Instrument Date	Dec 23, 2021
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$375.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7128 OSCAR LOOP, OAK CITY, NC 27857

Mortgage

Document Number	0002941358
Date	Jan 4, 2022
Instrument	2941/358

Lender

Name	ANGEL OAK HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILSON NC
Recording Date	Jan 12, 2021
Property Address	7128 OSCAR LOOP, LUCAMA, NC 27851-9664
Document Number	0002873/42
Book / Page	2873 / 42
Map Reference	MB 30 PG 51
Instrument Date	Dec 1, 2020
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$294.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4102 LEXINGTON DR NW, 4102, WILSON, NC 27896-9529

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7128 OSCAR LOOP, LUCAMA, NC 27851-9664

Mortgage

Document Number	0000287344
Date	Jan 12, 2021
Instrument	2873/44

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 7128 Oscar Loop was $1,626, down 0.5% from the year before.

Source: Wilson County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Wilson County
Unified School District	Wilson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$219,670 (-) Land $39,800 Building $179,870	$219,670 (-) Land $39,800 Building $179,870
2025	$1,626.00 (-0.49%)	$219,670 (-) Land $39,800 Building $179,870	$219,670 (-) Land $39,800 Building $179,870
2024	$1,634.00	$219,670 Land $39,800 Building $179,870	$219,670 Land $39,800 Building $179,870
2021	$802.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7128 Oscar Loop in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective June 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	9 (2016–2018)
Claims Outside the SFHA	5 of 9
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Matthew, Oct 2016 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7128 Oscar Loop is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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