Baltimore County property record for 7127 Cunning Cir, Middle River, MD 21220
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,498 sqft · built 1983 |
| Lot Size | 0.138 acres (5,999 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $125,000 (Sep 1998) |
| Tax Bill | $3,704 (2024) |
| Deeds & Mortgages | Jun 2026 Mortgage Feb 2018 Line of Credit |
| APN | 15-1800010609 |
| Primary APN | 15-1800010609 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,498 sqft Living Area |
| 1st Floor Area | 878 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Split Level |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 5,999 sqft (0.138 acres) |
| Lot Dimensions | 100 ft deep x 60 ft wide |
| Deck Area | 224 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1800010609 |
|---|---|
| Street Address | 7127 CUNNING CIR |
| City | MIDDLE RIVER |
| State | MD |
| Zip | 21220-1255 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | DR55 |
| Legal Description | .1377 AC CUNNINGHILL COVE |
| Legal Subdivision | CUNNINGHILL COVE |
| Legal Block | G |
| Legal Lot Number | 45 |
| Jurisdiction | BALTIMORE MD |
| Township / Civil Division | 15 |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 451801 |
7127 Cunning Cir is owned and occupied by two individuals who acquired it in June 2011.
Source: Baltimore County records, as of August 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7127 CUNNING CIR, MIDDLE RIVER, MD 21220-1255 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 17, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC |
| Feb 2, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF NAT'L TR & SVGS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 17, 1998 · Amount on File |
| Deed Sale | Sep 17, 1998 · Amount on File |
| Prior Sale | Jun 16, 1992 · Amount on File |
| Deed Document Number | 1998149614 |
| Deed Book / Page | 13157 / 8 |
| Last Transfer Date | Jun 24, 2011 |
| Transfer Doc | 0310330228 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Recording Date | Jun 17, 2026 |
| Property Address | 7127 CUNNING CIR, MIDDLE RIVER, MD 21220-1255 |
| Document Number | 5143000261 |
| Book / Page | 51431 / 261 |
| Instrument Date | Jun 5, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 7127 CUNNING CIR, MIDDLE RIVER, MD 21220-1255 |
| Document Number | 5143000261, |
|---|---|
| Date | Jun 17, 2026 |
| Book Page | 51431/261 |
| Name | NEWREZ LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jul 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Property Address | 7127 CUNNING CIR, BALTIMORE, MD 21220-1255 |
| Document Number | 0400820091 |
| Instrument Date | Feb 2, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 5, 2018 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 7127 CUNNING CIR BALTIMORE MD 212201255, BALTIMORE, MD 21220-1255 |
| Document Number | 0400820091 |
|---|---|
| Date | Mar 27, 2018 |
| Book Page | 040082/000091 |
| Name | BANK OF NAT'L TR & SVGS |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 26, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Baltimore County assessment roll, as of July 14, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Baltimore County |
| Unified School District | Baltimore County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $264,467 | $280,600 Land $83,900 Building $196,700 | |
| 2024 | $3,704.00 (+109.62%) | ||
| 2023 | $1,767.00 Homeowner's exemption | $232,200 Land $83,900 Building $148,300 | $232,200 Land $83,900 Building $148,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 7127 Cunning Cir; 5 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7127 Cunning Cir is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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