7125 Olivia Rd, Baltimore (Middle River), MD 21220 Property Records

Baltimore County property record for 7125 Olivia Rd, Baltimore, MD 21220

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,498 sqft · built 1987
Lot Size	0.157 acres (6,829 sqft)
Owner	Individual Name on File
Last Sale	$355,000 (Nov 2023)
Tax Bill	$3,786 (2024)
Deeds & Mortgages	Nov 2023 Sale & Mortgage
APN	`15-1800009368`

Property Details

APN / Parcel Number

Primary APN	`15-1800009368`
Alternative APN	`1800009368`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,498 sqft Living Area
1st Floor Area	878 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Split Level
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	6,829 sqft (0.157 acres)
Lot Dimensions	108 ft deep x 64 ft wide
Deck Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1800009368
Street Address	7125 OLIVIA RD
City	MIDDLE RIVER
State	MD
Zip	21220-1182
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DR55
Legal Description	6829 SQ FT .1567 AC CUNNINGHILL COVE
Legal Subdivision	CUNNINGHILL COVE
Legal Block	C
Legal Lot Number	4
Jurisdiction	BALTIMORE MD
Township / Civil Division	15
Census Block Group	3
Census Block	3003
Census Tract	451801

Owner

7125 Olivia Rd is owned and occupied by an individual who bought it in November 2023.

Source: Baltimore County records, as of July 13, 2026

Owner of Record	Individual Name on File
Mailing Address	7125 OLIVIA RD, MIDDLE RIVER, MD 21220-1182
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 20, 2023 · Amount on File
Deed Sale	Nov 20, 2023 · Amount on File
Prior Sale	Dec 2, 1987 · Amount on File
Deed Book / Page	48557 / 479
Record Updated	Sep 20, 2026

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BALTIMORE MD
Recording Date	Nov 20, 2023
Property Address	7125 OLIVIA RD, BALTIMORE, MD 21220-1182
Document Number	0485570479
Book / Page	48557 / 479
Map Reference	LB 7739 FO 86
Instrument Date	Oct 6, 2023
Transaction Type	Transfer
Record Updated	Dec 7, 2023
Title Company	LEGACY SETTLEMENT SERVICES LLC, LEGACY SETTLEMENT SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$887.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	7125 OLIVIA RD, MIDDLE RIVER, MD 21220-1182

Mortgage

Document Number	0485570486
Date	Nov 20, 2023
Instrument	48557-0486

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2038

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 14, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Baltimore County
Unified School District	Baltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$281,500	$306,200 Land $86,000 Building $220,200
2024	$3,786.00 (+117.59%)
2023	$1,740.00 Homeowner's exemption	$232,100 Land $84,800 Building $147,300	$232,100 Land $84,800 Building $147,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 7125 Olivia Rd; 5 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7125 Olivia Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20