7125 Middleton Ave, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 7125 Middleton Ave, Saint Augustine, FL 32080 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,767 sqft · built 2018
Lot Size	0.77 acres (33,541 sqft)
Owner	Company Name on File
Last Sale	$40,000 (May 2003)
Tax Bill	$6,989 (2025)
Deeds & Mortgages	Apr 2017 Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`181070-0510`

Property Details

APN / Parcel Number

Primary APN	`181070-0510`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	19 Plumbing Fixtures
Stories	2 Stories
Building Area	2,767 sqft Living Area
Gross Area	3,027 sqft
1st Floor Area	1,055 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	33,541 sqft (0.77 acres)
Lot Dimensions	314 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	260 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	889 sqft
Deck Area	126 sqft
Patio Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7125 MIDDLETON AVE
City	SAINT AUGUSTINE
State	FL
Zip	32080-8181
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2-54 TAYLOR & STAYTON SUBD ALL LOT 51 LYING W OF R/W OF AVE E EXTENSION OR306/282 &3039/1329 &4018/1225 &4039/1579(C/D)
Legal Range	30E
Legal Township	08S
Legal Section	35
Legal Subdivision	TAYLOR & STAYTON SUBDIVISION
Legal Block	2
Legal Lot Number	51
Jurisdiction	ST JOHNS FL
Township / Civil Division	MATANZAS
Census Block Group	2
Census Block	2005
Census Tract	21209

Owner

Source: St. Johns County records · APN 181070-0510

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	7125 MIDDLETON AVE, SAINT AUGUSTINE, FL 32080-8181
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2017	Deed of Trust, Mortgage · Commercial Mortgage HARBOR COMMUNITY BANK
Aug 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage CENTERSTATE BANK OF FLORIDA NA
Jul 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage STUSNICK E SUZANNE L/TR (LT)

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 13, 2003 · Amount on Record
Deed Sale	May 13, 2003 · Amount on Record
Deed Document Number	200332419
Deed Book / Page	1951 / 1475
Last Transfer Date	Jun 04, 2015
Transfer Doc	0040391579
Record Updated	Jun 08, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	7125 MIDDLETON AVE, SAINT AUGUSTINE, FL 32080-8181
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0043590651
Date	Apr 17, 2017
Book Page	4359/0651
Instrument	2017026131

Lender

Name	HARBOR COMMUNITY BANK
Type	Bank
Address	FORT PIERCE, FL 34982

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	373 Months
Due	May 01, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	May 01, 2021
Change Frequency	Annually
Min Rate At Change	4.5%
Max Rate At Change	6.5%
Index	1-Year CMT
Margin	3
Max Rate	10.5%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	7125 MIDDLETON AVE, SAINT AUGUSTINE, FL 32080-8181
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047801205
Date	Aug 19, 2019
Book Page	4780/1205
Instrument	2019061089

Lender

Name	CENTERSTATE BANK OF FLORIDA NA
Type	Bank
Address	WINTER HAVEN, FL 33881

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jul 01, 2049

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	7125 MIDDLETON AVE, SAINT AUGUSTINE, FL 32080-8181
Document Number	0049970617
Instrument Date	Jul 23, 2020
Transaction Type	Mortgage
Record Updated	Aug 18, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7125 MIDDLETON AVE ST AUGUSTINE FL 320808181, ST AUGUSTINE, FL 32080-8181

Mortgage

Document Number	0049970617
Date	Jul 23, 2020
Book Page	004997/000617
Instrument	59780

Lender

Name	STUSNICK E SUZANNE L/TR (LT)
Address	7161 MIDDLETON AVE, ST AUGUSTINE, FL 32080-8181

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 22, 2030

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$545,236 (+2.7%)	$1,213,130 (-0.75%) Land $630,000 Building $583,130
2025	$6,989.00 (+11.7%) Homeowner's exemption	$530,902 (+5.99%)	$1,222,318 (+4.23%) Land $630,000 Building $592,318
2024	$6,257.00 (+1.92%)
2023	$6,139.00 (+2.61%) Homeowner's exemption	$500,913 (+3%)	$1,172,760 (+23.19%) Land $585,000 Building $587,760
2022	$5,983.00 Homeowner's exemption	$486,323	$952,022 Land $460,620 Building $491,402

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090212092, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Coastal	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 225 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,177 units insured 952 under condo master policies
Nearby Flood Claims	67 (1999–2024)
Claims Outside the SFHA	3 of 67
Most Recent Claim	Oct 2024, Hurricane Milton
Claims By Storm	Hurricane Ian, Sep 2022 · 9 claims Hurricane Irma, Sep 2017 · 10 claims Hurricane Matthew, Oct 2016 · 35 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 150 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
IQ Fiber Intermediate Holdings	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
AT&T	DSL	100 / 20

May also be available at this address: Verizon, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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