7124 Westminster Dr, Hayes, VA 23072 Property Records

Gloucester County property record for 7124 Westminster Dr, Hayes, VA 23072

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,867 sqft · built 2006
Lot Size0.47 acres (20,473 sqft)
OwnerIndividual Name on File
Last Sale$248,406 (Jun 2020)
Tax Bill$2,238 (2026)
Deeds & MortgagesJun 2020 Sale & Mortgage
Jan 2020 Foreclosure
+ 2 more
Flood ZoneZone X (minimal risk)
APN41936

Property Details

APN / Parcel Number

Primary APN41936

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,867 sqft Living Area
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area20,473 sqft (0.47 acres)
Garage Area500 sqft
PorchSlab
Deck Area56 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address7124 WESTMINSTER DR
CityHAYES
StateVA
Zip23072-3468
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF-1
Legal DescriptionBRAY WOODS SUBDIVISION, LOT 1
Legal SubdivisionBRAY WOODS
Legal Lot Number1
JurisdictionGLOUCESTER VA
Township / Civil DivisionGLOUCESTER POINT
Census Block Group4
Census Block4004
Census Tract100301

Owner

7124 Westminster Dr is owned and occupied by an individual who bought it in June 2020.

Source: Gloucester County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address7124 WESTMINSTER DR, HAYES, VA 23072-3468
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 15, 2020Special Warranty Deed, Transfer · FHA Mortgage
ATLANTIC BAY MORTGAGE GROUP LLC
Jan 27, 2020Special Warranty Deed, Foreclosure
Mar 21, 2019Trustee's Deed, Foreclosure
Jan 30, 2017Warranty Deed, Transfer · FHA Mortgage
LENDER SELECT MORTGAGE GROUP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 15, 2020 · Amount on File
Deed SaleJun 15, 2020 · Amount on File
Prior SaleMar 21, 2019 · Amount on File
Deed Document Number20202818
Prior Transfer DateMar 12, 2019
Prior Transfer Doc0000001161
Record UpdatedOct 29, 2026

June 2020: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionGLOUCESTER VA
Recording DateJun 15, 2020
Property Address7124 WESTMINSTER DR, HAYES, VA 23072-3468
Document Number0200002818
Instrument DateJun 11, 2020
Instrument200002818
Transaction TypeTransfer
Record UpdatedNov 1, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7124 WESTMINSTER DR, HAYES, VA 23072-3468

Mortgage

Document Number0200002819
DateJun 15, 2020
Instrument200002819
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
Agreement
TypeFHA Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

Mortgage

Document Number0200002820
DateJun 15, 2020
Instrument200002820
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2050
Interest
Rate TypeFixed Rate

January 2020: Special Warranty Deed, Foreclosure

Document TypeSpecial Warranty Deed
JurisdictionGLOUCESTER VA
Recording DateJan 27, 2020
Property Address7124 WESTMINSTER DR, HAYES, VA 23072-3468
Document Number0200000375
Instrument DateApr 10, 2019
Instrument200000375
Transaction TypeForeclosure
Record UpdatedNov 1, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2401 NW 23RD ST STE 1D, 1D, OKLAHOMA CITY, OK 73107-2420
InvestorPossibly a Property Investor

March 2019: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionGLOUCESTER VA
Recording DateMar 21, 2019
Property Address7124 WESTMINSTER DR, HAYES, VA 23072-3468
Document Number0190001161
Instrument DateMar 12, 2019
Instrument190001161
Transaction TypeForeclosure
Record UpdatedNov 1, 2022

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Trustee Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

January 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGLOUCESTER VA
Recording DateJan 30, 2017
Property Address7124 WESTMINSTER DR, HAYES, VA 23072-3468
Document Number0170000451
Instrument DateJan 4, 2017
Instrument170000451
Transaction TypeTransfer
Record UpdatedNov 1, 2022
Title CompanyGEMINI TITLE AND ESCROW LLC, OMNI TITLE AND ESCROW LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7124 WESTMINSTER DR, HAYES, VA 23072-3468

Mortgage

Document Number0170000453
DateJan 30, 2017
Instrument170000453
Lender
NameLENDER SELECT MORTGAGE GROUP
Agreement
TypeFHA Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 7124 Westminster Dr was $2,238, up 8.1% from the year before.

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

TypeName
StateVirginia
CountyGloucester County
Unified School DistrictGloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,238.00 (+8.06%)$383,900 (+13.78%) Land $69,350 Building $314,550$383,900 (+13.78%) Land $69,350 Building $314,550
2025$2,071.00 (+5.29%)$337,400 (-) Land $69,350 Building $268,050$337,400 (-) Land $69,350 Building $268,050
2024$1,967.00$337,400 (-) Land $69,350 Building $268,050$337,400 (-) Land $69,350 Building $268,050
2023$1,967.00 (+9.22%)$337,400 (+35.77%) Land $69,350 Building $268,050$337,400 (+35.77%) Land $69,350 Building $268,050
2022$1,801.00$248,510 Land $54,290 Building $194,220$248,510 Land $54,290 Building $194,220

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7124 Westminster Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 27 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies27 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7124 Westminster Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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