7124 Oberlin Cir, Frederick, MD 21703 Property Records

Frederick County property record for 7124 Oberlin Cir, Frederick, MD 21703

Property Summary

Property Type	Townhouse
Details	3 ba · 2,176 sqft · built 1993
Lot Size	0.04 acres (1,720 sqft)
Owner	Trust Name on File
Last Sale	$326,000 (May 2021)
Tax Bill	$3,830 (2024)
Deeds & Mortgages	Jan 2023 Transfer May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-572700`

Property Details

APN / Parcel Number

Primary APN	`28-572700`
Alternative APN	`572700`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	3 Stories
Building Area	2,176 sqft Living Area
Gross Area	2,416 sqft
1st Floor Area	736 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,720 sqft (0.04 acres)
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Deck Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	572700
Street Address	7124 OBERLIN CIR
City	FREDERICK
State	MD
Zip	21703-9467
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R8
Legal Description	LOT 80 PLAT 2 1720 SQ FT STONEBRIDGE
Legal Subdivision	STONEBRIDGE
Legal Lot Number	80
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1006
Census Tract	751003

Owner

7124 Oberlin Cir, a townhouse, is owner-occupied and held in a trust since November 2022.

Source: Frederick County records, as of August 4, 2025

Owner of Record	Trust Name on File
Mailing Address	7124 OBERLIN CIR, FREDERICK, MD 21703-9467
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2023	Intrafamily Transfer, Transfer
May 10, 2021	Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 10, 2021 · Amount on File
Deed Sale	May 10, 2021 · Amount on File
Prior Sale	Apr 22, 2015 · Amount on File
Deed Book / Page	14869 / 203
Last Transfer Date	Nov 21, 2022
Transfer Doc	0162860272
Record Updated	Jun 8, 2026

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FREDERICK MD
Recording Date	Jan 6, 2023
Property Address	7124 OBERLIN CIR, FREDERICK, MD 21703-9467
Document Number	0162860272
Book / Page	16286 / 272
Map Reference	MB 49 PL 91
Instrument Date	Nov 21, 2022
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	7124 OBERLIN CIR, FREDERICK, MD 21703-9467

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	May 10, 2021
Property Address	7124 OBERLIN CIR, FREDERICK, MD 21703-9467
Document Number	0148690203
Book / Page	14869 / 203
Map Reference	MB 49 PL 91
Instrument Date	Apr 30, 2021
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$815.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11230 COUNTRY CLUB RD, 11230, NEW MARKET, MD 21774-6735

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	7124 OBERLIN CIR, FREDERICK, MD 21703-9467

Mortgage

Document Number	0014869211
Date	May 10, 2021
Instrument	14869/211

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$335,900 Land $90,000 Building $245,900	$335,900 Land $90,000 Building $245,900
2024	$3,830.00 (+12.78%)
2023	$3,396.00	$282,300	$335,900 Land $90,000 Building $245,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7124 Oberlin Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Sep 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 7124 Oberlin Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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