7124 Mound St, El Cerrito, CA 94530 Property Records

Contra Costa County property record for 7124 Mound St, El Cerrito, CA 94530

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,314 sqft · built 1954
Lot Size	0.152 acres (6,600 sqft)
Owner	2 Company Names on Record
Last Sale	$1,325,000 (Jul 2023)
Tax Bill	$18,626 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Oct 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`502-180-015-5`

Property Details

APN / Parcel Number

Primary APN	`502-180-015-5`
Alternative APN	`502-180-015`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,314 sqft Living Area
1st Floor Area	1,314 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1970
Lot Area	6,600 sqft (0.152 acres)
Garage Type	Attached
Garage Area	342 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	7124 MOUND ST
City	EL CERRITO
State	CA
Zip	94530-2030
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	MOUND PARK LOT 8
Legal Subdivision	MOUND PARK
Legal Lot Number	8
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	3
Census Block	3004
Census Tract	386000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	7124 MOUND ST, EL CERRITO, CA 94530-2030
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2025	Deed of Trust, Mortgage · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC
Oct 12, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage CORNERSTONE FIRST MORTGAGE INC
Oct 12, 2023	Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY
Jul 12, 2023	Grant Deed, Transfer · Commercial Mortgage PAUL HENNESSEY ETAL
Jul 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Mar 29, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2023 · Amount on Record
Deed Sale	Jul 12, 2023 · Amount on Record
Prior Sale	Jul 17, 2015 · Amount on Record
Deed Document Number	202366162
Prior Transfer Date	Oct 11, 1993
Prior Transfer Doc	0000283299
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	7124 MOUND ST, EL CERRITO, CA 94530-2030
Transaction Type	Mortgage
Record Updated	Oct 24, 2025
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7124 MOUND ST, EL CERRITO, CA 94530-2030

Mortgage

Document Number	0000107471
Date	Oct 14, 2025
Instrument	2025- 107471

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company
Address	950 GLENN DR STE 150, FOLSOM, CA 95630

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 12, 2023
Property Address	7124 MOUND ST, EL CERRITO, CA 94530-2030
Document Number	0000100405
Map Reference	MB 51 PG 11
Instrument Date	Oct 4, 2023
Instrument	2023-100405
Transaction Type	Transfer
Record Updated	Oct 23, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	721 MOUND STREET, EL CERRITO, CA 94530

Mortgage

Document Number	0000100406
Date	Oct 12, 2023
Instrument	2023-100406

Lender

Name	CORNERSTONE FIRST MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 12, 2023
Property Address	7124 MOUND ST, EL CERRITO, CA 94530-2030
Document Number	0000100407
Map Reference	MB 51 PG 11
Instrument Date	Oct 4, 2023
Instrument	2023-100407
Transaction Type	Transfer
Record Updated	Oct 23, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	721 MOUND STREET, EL CERRITO, CA 94530

July 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jul 12, 2023
Property Address	7124 MOUND ST, EL CERRITO, CA 94530-2030
Document Number	0000066162
Map Reference	MB 51 PG 11
Instrument Date	Jul 4, 2023
Instrument	2023-066162
Transaction Type	Transfer
Record Updated	Jul 21, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	7124 MOUND ST, EL CERRITO, CA 94530-2030

Mortgage

Document Number	0000066163
Date	Jul 12, 2023
Instrument	2023-066163

Lender

Name	PAUL HENNESSEY ETAL
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	7124 MOUND ST, EL CERRITO, CA 94530-2030
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000156402
Date	Jul 29, 2020
Instrument	2020-156402

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Mar 29, 2017
Property Address	7124 MOUND ST, EL CERRITO, CA 94530-2030
Document Number	0000053831
Instrument Date	Mar 20, 2017
Instrument	53831
Transaction Type	Transfer
Record Updated	Apr 5, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	7124 MOUND ST EL CERRITO CA 945302030, EL CERRITO, CA 94530-2030

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	El Cerrito City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,378,530 (+2%) Land $1,144,440 Building $234,090
2025	$18,626.00 (+37.37%)	$1,351,500 (+39.25%) Land $1,122,000 Building $229,500
2023	$13,559.00 (+1.42%) Homeowner's exemption	$970,564 (+2%) Land $799,892 Building $170,672
2022	$13,369.00 Homeowner's exemption	$951,534 Land $784,208 Building $167,326

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 951 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Etheric Networks.

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