7124 Main St, Hugo, MN 55038 Property Records

Anoka County property record for 7124 Main St, Hugo, MN 55038

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,285 sqft · built 1882
Lot Size	0.689 acres (30,000 sqft)
Owner	2 Individual Names on File
Last Sale	$274,900 (Sep 2004)
Tax Bill	$3,926 (2026)
Deeds & Mortgages	Oct 2023 Transfer Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23-31-22-22-0008`

Property Details

APN / Parcel Number

Primary APN	`23-31-22-22-0008`
Alternative APN	`222887`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,285 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1882
Effective Year Built	Effective 1989
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	30,000 sqft (0.689 acres)
Lot Dimensions	200 ft deep x 150 ft wide
Driveway	Driveway
Shed	1 Shed
Gazebo	Gazebo

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7124 MAIN ST
City	HUGO
State	MN
Zip	55038-8734
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 7 THRU 10 INCL BLK 9 CENTERVILLE, SUBJ TO EASE OF REC
Legal Range	22W
Legal Township	31N
Legal Section	23
Legal Subdivision	CENTERVILLE
Legal Block	9
Legal Lot Number	7
Jurisdiction	ANOKA MN
Township / Civil Division	CENTERVILLE
Census Block Group	3
Census Block	3008
Census Tract	50232

Owner

7124 Main St is owned and occupied by two individuals who acquired it in January 2025.

Source: Anoka County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7124 MAIN ST, HUGO, MN 55038-8734
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2023	Intrafamily Transfer, Transfer
Feb 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Jul 8, 2022	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 2004 · Amount on File
Deed Sale	Sep 2, 2004 · Amount on File
Deed Document Number	200419586
Last Transfer Date	Jan 31, 2025
Transfer Doc	0002432015
Record Updated	Sep 20, 2026

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ANOKA MN
Recording Date	Oct 23, 2023
Property Address	7124 MAIN ST, HUGO, MN 55038-8734
Document Number	A2401403005
Instrument Date	Sep 18, 2023
Instrument	A2401403.005
Transaction Type	Transfer
Record Updated	Dec 4, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Living Trust
Address	7124 MAIN ST, CENTERVILLE, MN 55038-8734

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANOKA MN
Property Address	7124 MAIN ST, HUGO, MN 55038-8734
Transaction Type	Mortgage
Record Updated	May 23, 2023
Title Company	RAVENSWOOD TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A2303962001
Date	Feb 16, 2021
Instrument	A2303962.001

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Mar 1, 2041

July 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ANOKA MN
Recording Date	Jul 8, 2022
Property Address	7124 MAIN ST, HUGO, MN 55038-8734
Document Number	A2369938001
Instrument Date	Jul 7, 2022
Instrument	A2369938.001
Transaction Type	Transfer
Record Updated	May 23, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

Tax Assessment & Valuation

The 2026 property tax bill for 7124 Main St was $3,926 with a homeowner's exemption.

Source: Anoka County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Anoka County
Municipality	Centerville City
Unified School District	Centennial Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,926.00 Homeowner's exemption	$331,600 Land $115,800 Building $215,800	$331,600 Land $115,800 Building $215,800
2024	$3,557.00 (-2.63%)	$328,200 (+5.09%) Land $116,000 Building $212,200	$328,200 (+5.09%) Land $116,000 Building $212,200
2023	$3,653.00	$312,300 Land $91,100 Building $221,200	$312,300 Land $91,100 Building $221,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7124 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7124 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Centerville serves 3,962 people · EPA ID MN1020036
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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