7124 Caminito Olmo, La Jolla, CA 92037 Property Records

San Diego County property record for 7124 Caminito Olmo, La Jolla, CA 92037

Property Summary

Property Type	Single Family Home
Details	6 bd · 5 ba · 3,759 sqft · built 1977
Lot Size	0.16 acres (6,986 sqft)
Owner	2 Individual Names on Record
Last Sale	$3,075,000 (Feb 2024)
Tax Bill	$39,191 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Feb 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`352-720-39-00`

Property Details

APN / Parcel Number

Primary APN	`352-720-39-00`

Interior

Bedrooms	6 Beds
Full Baths	5 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,759 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Conventional
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	6,986 sqft (0.16 acres)
View / Lot	Ocean
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	7124 CAMINITO OLMO
City	LA JOLLA
State	CA
Zip	92037-5720
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1-2
Legal Description	LOT 144 TR 007268
Legal Subdivision	LA JOLLA SOLEDAD
Legal Tract	007268
Legal Block	3
Legal Lot Number	144
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3002
Census Tract	8303

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7124 CAMINITO OLMO, LA JOLLA, CA 92037-5720
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2025	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA
Feb 13, 2024	Grant Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 13, 2024 · Amount on Record
Deed Sale	Feb 13, 2024 · Amount on Record
Prior Sale	May 20, 2016 · Amount on Record
Deed Document Number	202437207
Prior Transfer Date	Apr 26, 2016
Prior Transfer Doc	0000245937
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	7124 CAMINITO OLMO, LA JOLLA, CA 92037-5720
Transaction Type	Mortgage
Record Updated	Oct 29, 2025
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7124 CAMINITO OLMO, LA JOLLA, CA 92037-5720

Mortgage

Document Number	0000294028
Date	Oct 21, 2025
Instrument	2025-0294028

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

February 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 13, 2024
Property Address	7124 CAMINITO OLMO, LA JOLLA, CA 92037-5720
Document Number	0000037207
Map Reference	MAP 7268
Instrument Date	Feb 8, 2024
Instrument	2024-0037207
Transaction Type	Transfer
Record Updated	Feb 22, 2024
Title Company	LAWYERS TITLE-SD, LAWYERS TITLE SD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	7124 CAMINITO OLMO, LA JOLLA, CA 92037-5720

Mortgage

Document Number	0000037208
Date	Feb 13, 2024
Instrument	2024-0037208

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Mar 1, 2034
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	11.5%
Max Rate	11.5%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Diego City
Unified School District	San Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$3,199,230 (+2%) Land $2,288,880 Building $910,350
2025	$39,191.00 (+14.64%) Homeowner's exemption	$3,136,500 (+12.51%) Land $2,244,000 Building $892,500
2023	$34,185.00 (+2.73%)	$2,787,678 Land $1,991,200 Building $796,478
2022	$33,276.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks.

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