7123 Underoak Rd, Saint Louis, MO 63129 Property Records

St. Louis County property record for 7123 Underoak Rd, Saint Louis, MO 63129

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,190 sqft · built 1985
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on File
Tax Bill	$4,408 (2025)
Deeds & Mortgages	Jul 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`34K-62-0157`

Property Details

APN / Parcel Number

Primary APN	`34K-62-0157`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,190 sqft Living Area
Gross Area	2,909 sqft
1st Floor Area	1,073 sqft
Basement Area	28 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Raised
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	114 ft deep x 87 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	651 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Stoop
Deck Area	256 sqft
Patio Area	256 sqft
Balcony Area	16 sqft
Poultry House	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	7123 UNDEROAK RD
City	SAINT LOUIS
State	MO
Zip	63129-3915
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	NEW ENGLAND VILLAGE PLAT THREE LOT 368 34K620070 1 15 85
Legal Subdivision	NEW ENGLAND VILLAGE PLAT THREE
Legal Lot Number	368
Jurisdiction	ST LOUIS MO
Township / Civil Division	OAKVILLE
Census Block Group	1
Census Block	1011
Census Tract	220451

Owner

7123 Underoak Rd is owned and occupied by an individual.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	7123 UNDEROAK RD, SAINT LOUIS, MO 63129-3915
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	7123 UNDEROAK RD, SAINT LOUIS, MO 63129-3915
Transaction Type	Mortgage
Record Updated	Oct 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7123 UNDEROAK RD, OAKVILLE, MO 63129-3915

Mortgage

Document Number	2025072900481
Date	Jul 29, 2025
Instrument	2025072900481

Lender

Name	TOGETHER CREDIT UNION
Type	Credit Union
Address	SAINT LOUIS, MO 63118

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Jul 31, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 7123 Underoak Rd was $4,408, up 6.3% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Unified School District	Mehlville R-IX School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$70,660 (-) Land $22,840 Building $47,820	$371,900 (-) Land $120,200 Building $251,700
2025	$4,408.00 (+6.29%)	$70,660 Land $22,840 Building $47,820	$371,900 Land $120,200 Building $251,700
2024	$4,147.00 (+1.27%)
2023	$4,095.00 (+22.57%)	$61,790 (+21.06%) Land $13,320 Building $48,470	$325,200 Land $70,100 Building $255,100
2022	$3,341.00	$51,040 Land $11,290 Building $39,750
2021			$268,600 Land $59,400 Building $209,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7123 Underoak Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7123 Underoak Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

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