Mecklenburg County property record for 7122 Lancer Dr, Charlotte, NC 28226
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,302 sqft · built 1969 |
| Lot Size | 0.972 acres (42,340 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $460,000 (Jan 2016) |
| Tax Bill | $5,296 (2024) |
| Deeds & Mortgages | Dec 2021 Mortgage Mar 2021 Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 211-092-09 |
| Primary APN | 211-092-09 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,302 sqft Living Area |
| 1st Floor Area | 1,287 sqft |
| Upper Floors Area | 2,015 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Wood |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 42,340 sqft (0.972 acres) |
| Garage Area | 728 sqft |
| Porch | Screened/Unfinished Porch |
|---|---|
| Porch Area | 288 sqft |
| Deck Area | 180 sqft |
| Patio Area | 208 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 7122 LANCER DR |
|---|---|
| City | CHARLOTTE |
| State | NC |
| Zip | 28226-7502 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | L34 B1 M14-105 &TR |
| Legal Subdivision | OLDE PROVIDENCE 06 SEC A |
| Legal Block | 1 |
| Legal Lot Number | 34 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 3013 |
Source: Mecklenburg County records, as of September 9, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7122 LANCER DR, CHARLOTTE, NC 28226-7502 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 15, 2021 | Deed of Trust, Mortgage TRUIST BANK |
| Mar 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK |
| Apr 22, 2024 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK A NORTH CAROLIN |
| Aug 22, 2019 | Deed of Trust, Mortgage · Line of Credit TOWER FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 20, 2016 · Amount on Record |
| Deed Sale | Jan 20, 2016 · Amount on Record |
| Prior Sale | Sep 23, 2004 · Amount on Record |
| Deed Document Number | 20166957 |
| Deed Book / Page | 30548 / 151 |
| Prior Transfer Date | Apr 5, 2004 |
| Prior Transfer Doc | 0000085257 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 7122 LANCER DR, CHARLOTTE, NC 28226-7502 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 7122 LANCER DR, CHARLOTTE, NC 28226-7502 |
| Document Number | 0000236093 |
|---|---|
| Date | Dec 15, 2021 |
| Book Page | 36872/384 |
| Instrument | 2021236093 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | DURHAM, NC 27701 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 7122 LANCER DR, CHARLOTTE, NC 28226-7502 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000060345 |
|---|---|
| Date | Mar 29, 2021 |
| Book Page | 35861/818 |
| Instrument | 2021060345 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 7122 LANCER DR, CHARLOTTE, NC 28226-7502 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 7122 LANCER DR, CHARLOTTE, NC 28226-7502 |
| Document Number | 0000035678 |
|---|---|
| Date | Apr 22, 2024 |
| Book Page | 38766/83 |
| Instrument | 2024035678 |
| Name | TRUIST BANK A NORTH CAROLIN |
|---|---|
| Address | PO BOX 1290, WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Change Frequency | Monthly |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 7122 LANCER DR, CHARLOTTE, NC 28226-7502 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000109460 |
|---|---|
| Date | Aug 22, 2019 |
| Book Page | 33780/586 |
| Instrument | 2019109460 |
| Name | TOWER FCU |
|---|---|
| Type | Credit Union |
| Address | LAUREL, MD 20707 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 25, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Mecklenburg County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $695,600 Land $189,000 Building $506,600 | $695,600 Land $189,000 Building $506,600 | |
| 2024 | $5,296.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 26 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 48 (1979–2024) |
| Claims Outside the SFHA | 10 of 48 |
| Most Recent Claim | Sep 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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